Role Overview
Assess the credit risk of corporate clients and support lending decisions through financial analysis and risk evaluation.
Responsibilities
- Analyze financial statements and cash flow to determine creditworthiness
- Build financial models and run scenario analysis
- Prepare credit memos with clear risk recommendations
- Monitor existing accounts for signs of deterioration
- Review loan structures, covenants, and exposures
- Work with relationship managers and risk teams on approvals
- Ensure compliance with internal policies and regulations
Requirements
- Degree in Finance, Accounting, Economics, or similar
- 25 years experience in credit analysis or corporate banking
- Strong financial statement analysis skills
- Proficient in Excel and financial modeling
- Good judgment and attention to detail
