Underwriting Manager (Non-QM Mortgage)

Strategic Underwriting Leadership Enhancing Modern Non-QM Mortgage Operations

Step into a leadership opportunity that places your Non-QM expertise at the center of U.S. lending operations. Support a long-established mortgage provider trusted by homeowners and investors across the United States. Guide a high-performing underwriting team, elevate decision accuracy, and uphold product and compliance standards-right from the comfort of your home. This is where your mortgage leadership shapes financial outcomes, accelerates portfolio growth, and sharpens organizational precision.

Job Description

Be part of our client's team as an Underwriting Manager, overseeing a group of skilled Non-QM underwriters responsible for evaluating loan files with accuracy, consistency, and compliance. You will serve as a decision authority, resolve escalations, and ensure smooth coordination between underwriting, operations, and sales. Your leadership strengthens risk management integrity and contributes directly to the quality and efficiency of U.S. mortgage pipelines.

Job Overview

Employment type: Full-time

Shift: Night shift, Weekends Off

Work setup: Permanent WFH

Exciting Perks Await!

• Competitive Salary Package
• Permanent WFH arrangement
• HMO coverage with free dependent upon regularization
• Fixed weekends off
• Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
• Unlimited upskilling through Emapta Academy courses (Want to know more Visit https://bit.ly/EmaptaTrainingCalendar)
• Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
• Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more!)
• Unlimited opportunities for employee referral incentives across the organization
• Standard government and Emapta benefits
• Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
• Fun engagement activities for employees
• Mentorship and exposure to global leaders and teams
• Career growth opportunities
• Diverse and supportive work environment

The Qualifications We Seek

• At least 4 years of Non-QM underwriting experience
• At least 2 years of experience with Encompass
• Proven leadership skills with the ability to mentor, motivate, and guide teams toward performance goals
• Strong analytical and problem-solving capabilities
• Excellent attention to detail and commitment to compliance
• Effective communication and collaboration across teams and departments

Your Daily Tasks

• Lead a team of Non-QM underwriters.
• Ensure loan files meet product and compliance guidelines.
• Collaborate with operations and sales for smooth pipeline flow.
• Provide guidance on complex scenarios and handle escalations.

About the Client

Our client is a seasoned U.S.-based mortgage company with over two decades of experience helping homeowners and investors achieve their goals through reliable, flexible lending solutions. Licensed in 35 states, they take pride in building strong relationships, offering fast approvals, and upholding exceptional service. Their team-focused culture empowers professionals to grow, innovate, and make a lasting impact in the world of finance.

Welcome to Emapta Philippines!

Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment.

Apply now and be part of the #EmaptaEra!