Job Summary
The Treasury Specialist is responsible for managing branch and/or head office treasury operations, including cash positioning, liquidity monitoring, foreign currency handling, and financial reconciliation. The role ensures that all cash movementsboth PHP and foreign currenciesare properly controlled, accurately recorded, and compliant with internal policies and regulatory standards within a pawnshop and money changer environment.
Key Responsibilities
- Manage daily treasury operations including cash flow monitoring and cash positioning.
- Oversee foreign exchange transactions and ensure accuracy of FX rates and conversions.
- Coordinate cash distribution, replenishment, and remittance across branches or partners.
- Perform daily and monthly cash reconciliation and treasury reporting.
- Monitor branch cash limits and ensure sufficient liquidity for operations.
- Validate large cash movements, transfers, and inter-branch fund movements.
- Support pawnshop operations by ensuring availability of operational cash for loans, renewals, and redemptions.
- Ensure proper documentation and audit trail for all treasury transactions.
- Identify and report cash variances, discrepancies, or unusual transactions.
- Ensure compliance with AMLA regulations and internal financial controls.
- Assist in internal and external audits related to treasury and cash management.
Qualifications
- Bachelors Degree in Accounting, Finance, Business Administration, or related field.
- 23 years of experience in treasury, banking operations, cashiering supervision, or foreign exchange services.
- Experience in pawnshop, remittance, or money changer operations is highly preferred.
- Skills and Competencies
- Strong background in cash management and treasury controls
- Knowledge of foreign exchange and multi-currency handling
- High level of accuracy, integrity, and accountability
- Strong analytical and reconciliation skills
- Familiarity with audit processes and compliance requirements (AMLA)
- Ability to manage time-sensitive financial operations under pressure
- Strong coordination and reporting skills across multiple branches
Work Environment
- Fast-paced financial services environment (pawnshop and money changer operations)
- May require coordination with multiple branches and finance units
- Exposure to high-volume cash handling and foreign currency transactions
