Leads Credit Investigation or Credit Underwriting or Credit Appraisal unit by delivering the unit's process requirements where ever is assigned.
Comply/Monitor Team's compliance to service level agreement.
Anticipate potential problem situations and raise them to Credit Operations Head, Secured and help draw plans to address such concern.
Visits and recommends new or revised procedures, forms, reports or office layout that will improve the productivity and quality of service.
Determine Manpower needs of the Team by providing information on workload requirements.
Recommend continuous improvement plans or possible 6 sigma projects and support related activities.
Set objectives, target, and strategies of the team in support of bank's goals and objectives.
Comply with policies and conforms to practices, procedures, and work rules appropriate to the team.
Assist the Credit Operations Head, Secured in the formulation of control plans and ensure that outputs meet or exceed all stablished quality requirements and commitments.
Direct, guides, trains, motivates and evaluates job performance of staffs/officers and directly supervise and ensure that all members meet the required training hours/courses set by bank.
Ensure coordination and harmonious working relations among the team and other units within the bank.
Implements and comply with bank's safety programs and housekeeping and ensure team member's adherence to all bank policies, procedures, and controls.
Perform other duties that maybe required the Credit Operations Head, Secured.
Qualifications:
Education: Degree in Finance or Accounting. Strenght in financial assessments and Ratio analysis
Experience: 5++ years of experience in underwriting, with at least 3 years in a senior leadership or management capacity.
Technical Knowledge: With good communication skills, written and oral. Must be able to do presentations with ease. Must have several years of experience related to credit operations in any field such as Credit Appraisal, Credit Investigation and Credit Underwriting
Leadership & Strategy: Experience in mentoring teams, developing operational strategies, and driving operational efficiency.
Analytical Abilities: Strong capability to analyze financial statements,finacial ratios and market trends.
Decision-Making: Ability to make, and justify, high-level, complex underwriting decisions.
Communication & Negotiation: Excellent interpersonal skills to work Business, risk team and related units
