Job Description
Your Role
The Sales Executive is expected to deliver new to bank RSME and Mortgage loans; also to eventually be engaged in account management once loan portfolio grows (to be determined); Assist in the acquisition of low-cost, New to bank CASA accounts from RSME and individuals accounts from assigned trading area; Assist in the growth and consolidation through cross-selling of MPI's key business focuses (Bancassurance, PL, Cards and Auto)
Your Contribution
Executing daily sales activities to generate income focused on Consumer Lending.
Acquisition of new-to-bank customers (RSME Loans, Mortgage and CASA Deposits).
To conduct pre-assessment and prepare loan proposal to RSME customers
Growth in product holding ratio (Cross-selling and Bancassurance referrals).
Covering preferred housing developers and build relationship with its accredited brokers.
Assisting customers with their financial needs, dealing with customer inquiries and complaints in a timely manner.
To become fully knowledgeable on the products that you are responsible for, and constantly improving knowledge on the rest of the products of the Bank.
To be constantly aware of what competition is doing in the market and devising strategies to overcome competition.
To fully comply with Group policy and Standards on Money Laundering Prevention and proper customer on-boarding process.
Account opening and marketing decisions guided by standard policy and procedures under Community Distribution
Preparation of RSME Loan proposals guided by standard policy and procedures under RSME
Your Profile
Any 4 year college course or equivalent
2-3 relevant field experience: Sales and Marketing, Credit, and Loans Origination
Banking Experience: Branch Sales and Operation
Sales and NTB Acquisitions
Cross-selling/Presentation Skills
