Your Role
The Sales Executive is expected to deliver new to bank RSME and Mortgage loans; also to eventually be engaged in account management once loan portfolio grows (to be determined); Assist in the acquisition of low-cost, New to bank CASA accounts from RSME and individuals accounts from assigned trading area; Assist in the growth and consolidation through cross-selling of MPI's key business focuses (Bancassurance, PL, Cards and Auto)
Your Contribution
- Executing daily sales activities to generate income focused on Consumer Lending.
- Acquisition of new-to-bank customers (RSME Loans, Mortgage and CASA Deposits).
- To conduct pre-assessment and prepare loan proposal to RSME customers
- Growth in product holding ratio (Cross-selling and Bancassurance referrals).
- Covering preferred housing developers and build relationship with its accredited brokers.
- Assisting customers with their financial needs, dealing with customer inquiries and complaints in a timely manner.
- To become fully knowledgeable on the products that you are responsible for, and constantly improving knowledge on the rest of the products of the Bank.
- To be constantly aware of what competition is doing in the market and devising strategies to overcome competition.
- To fully comply with Group policy and Standards on Money Laundering Prevention and proper customer on-boarding process.
- Account opening and marketing decisions guided by standard policy and procedures under Community Distribution
- Preparation of RSME Loan proposals guided by standard policy and procedures under RSME
Your Profile
- Any 4 year college course or equivalent
- 2-3 relevant field experience: Sales and Marketing, Credit, and Loans Origination
- Banking Experience: Branch Sales and Operation
- Sales and NTB Acquisitions
- Cross-selling/Presentation Skills