Risk Officer

Monee is a part of Sea Group, a leading global consumer internet company. Monee's mission is to better the lives of individuals and businesses in our region with financial services through technology. Monee's offerings include mobile wallet services, payment processing, credit offerings, and related digital financial services and products. These are available in seven markets across Southeast Asia and Taiwan under various brands, including ShopeePay, SPayLater, and other brands.

Job Description:

The Risk Officer supports the Head of Risk and Compliance in implementing and maintaining an effective enterprise-wide risk management framework. This role is responsible for ensuring all business units adhere to internal risk policies and external regulatory requirements, conducting risk assessments, and developing controls that align with the organization's strategic objectives. The position also oversees anti-fraud strategies to strengthen the company's governance and ethical culture.

Risk Management Implementation & Compliance

Drive implementation of risk management practices across the organization in line with current regulations and internal strategies.

Monitor work units for risk compliance, providing support to ensure alignment with established risk frameworks.

Risk Assessment & Reporting

Conduct periodic assessments of the company's health and risk posture.

Prepare risk profile reports and support the submission of reports to the Head of Risk and Compliance, Risk Management Committee, and other stakeholders.

Support the Four Pillars of Risk Management

1. Active Supervision: Prepare and present reports on the company's risk profile and appetite for internal risk governance committees.

2. Policies, SOPs & Limits: Assist in developing, reviewing, and updating risk-related policies, SOPs, and limits that reflect the organization's size and complexity.

3. Risk Identification & Monitoring: Facilitate risk identification, analysis, and monitoring processes; ensure proper dissemination and understanding across all business units.

4. Internal Control Systems: Promote and implement internal control mechanisms including RCSA (Risk Control Self-Assessment) and internal audits.

Anti-Fraud Strategy

Develop and implement anti-fraud controls in collaboration with other departments.

Ensure proactive fraud risk assessments and follow-up on suspected cases as per applicable laws and policies.

Requirements:

• Bachelor's Degree / 4-Year Course Graduate (Business or any Business related course)
• At least 3-6 years of relevant experience
• Understanding of ERM frameworks and principles is an asset, supporting effective integration of risk practices across functions.
• Demonstrated ability to analyze complex problems, synthesize relevant data, identify critical issues, and recommend practical, risk-sensitive solutions.
• Experience or exposure to asset-liability management, capital planning, investment analysis, and financial forecasting is advantageous but not required.
• Advanced skills in Microsoft Excel, including data analysis, modeling, and dashboard creation to support risk assessments and reporting.
• Highly detail-oriented, ensuring accuracy and thoroughness in reports, risk documentation, and control evaluations.
• Strong verbal and written communication abilities, with the capacity to convey complex risk issues clearly and effectively to various stakeholders.
• Proven ability to build relationships and collaborate across departments to support compliance, risk mitigation, and strategic initiatives.