Group Company: Retail Loans and Bancassurance
Designation: Risk Analytics Officer
Office Location: 11 The Enterprise Center Tower 2
Position Description
Support the data-driven business strategies of Retail Lending Group by focusing on any of the following:
- Integrating the proper analytics and data management framework with capable reporting tools to transform mined data into reliable, timely dashboards and regular reports for performance monitoring and operational reviews.
- Establishing appropriate standards and controls for data documentation, quality, maintenance, security, and sustainability to ensure consistent and trusted use of data across the business.
Primary Responsibilities
3.1. Risk Management Support
Support the development, validation, and user acceptance testing of credit models by ensuring the accuracy, completeness, and integrity of underlying data.
3.2. Data Management
Conduct the extraction, validation, and transformation of data from various BPI systems (LOS, etc.) to develop and publish accurate reports and dashboards for functional stakeholders. Ensure data definitions, logic, and sources are properly documented and aligned with agreed standards. Promote the use of appropriate analytics and data tools, including monitoring licenses to ensure continuous usability.
3.3. Business / Planning / Strategy
Support the development and insighting of studies and analytics initiatives by providing consistent, high-quality data inputs.
3.4. Service Delivery
Plan, work, and deliver analytics and data-related projects of the department. Ensure that committed deliverables follow agreed timelines, business specifications, and applicable data standards and controls.
3.5. Stakeholder Management
Manage expectations and shared understanding with other divisions on data requirements, report definitions, data limitations, and analytics outputs to ensure proper interpretation and use of information.
Additional Responsibilities
Reporting Team
- Reporting Designation:
- Reporting Department: Data Management and Governance
Required Certification/s: None
Required Training/s: None
Required Work Experience
- Industry: Banking, Consumer Business
- Role: Data Analyst
- Years of experience: 1-2years
Key Performance Indicators: #*Key Performance Indicators*#
Required Competencies: #*Required Competencies*#
Required Knowledge
Decision Analytics / Data Science applications, with emphasis on proper data sourcing, validation, and usage, preferably in retail banking environments.
With adequate understanding of credit management principles and various loan products.
Required Skills
Analytical Skills:
Strong ability to convert data into insights, with attention to data accuracy, consistency, and relevance.
Technical Skills
- Proficient in data tools such as SAS, R, Python, Power BI, and similar platforms
- Strong skills in data programming, data extraction, and data manipulation
- Working knowledge of statistical analysis methods used for monitoring and performance analysis
- Proficient in data spreadsheets and storyboard or presentation software
Presentation Skills
Skillful in delivering data-driven reports and presentations to stakeholders and senior management.