Drive stakeholder decisions on B2C Cash Loan pricing, segmentation targeting, and credit and risk score decisioning
Track, monitor, and optimize key loan performance metrics to ensure contribution of B2C Cash Loan to the bottomline
Leverage performance data and market/customer trend to identify new opportunities for product enhancements and innovations as part of bottom-up approach in defining loan roadmap. Ensure top-down loan roadmap aligns with such data
Product Execution
Manage the creation of business requirements, user stories, and test scenarios for B2C Cash Loan product.
Collaborate with Technology and Product teams to 1) refine business requirements with business analysts, 2) coordinate the product development with the backend and mobile app dev team, and 3) agree on a release plan with the tech delivery team and the Product team
Conduct end-to-end Product UAT testing from the app interface to backend processing (digital layer, core, loans management system, and credit scoring system)
Operational Excellence
Work closely with Risk Management team to improve loan portfolio quality. Ensure compliance with regulatory standards and loan best practices.
Manage proper cascade of loan changes to support teams such as backoffice, collections, sales, and customer service teams in driving the product's success.
Ensure smooth go-live and go-to-market comms/marketing plans are in place.
Qualifications
Bachelor's degree in business, finance, IT, or related field.
5+ years in product management (ideally in fintech or banking), with 3+ years building and launching B2C lending products
Strong data-driven mindset and proficiency in Microsoft Excel; experience with PowerBI or Datadog is a plus.
Familiar with product design tools like Figma and LucidChart. Familiar with change management systems such as Confluence and Jira.
Experience in any loans management system, core banking system, credit/risk scoring system preferably cloud solution but can be on-prem
Excellent problem-solving and analytical skills. Experience in operational roles is a bonus.
REVOLVER LOANS
Responsibilities
Business Acumen
Drive stakeholder decisions on B2C revolving credit limit including customer journey, pricing, segmentation targeting, and credit and risk score decisioning
Track, monitor, and optimize key loan performance metrics to ensure contribution of B2C revolving credit limit to the bottomline
Leverage performance data and market/customer trend to identify new opportunities for product enhancements and innovations as part of bottom-up approach in defining loan roadmap. Ensure top-down loan roadmap aligns with such data
Product Execution
Manage the creation of business requirements, user stories, and test scenarios for revolving credit limit loan product
Collaborate with Technology and Product teams to 1) refine business requirements with business analysts, 2) coordinate the product development with the backend and mobile app dev team, and 3) agree on a release plan with the tech delivery team and the Product team
Conduct end-to-end Product UAT testing from the app interface to backend processing (digital layer, core, loans management system, and credit scoring system)
Operational Excellence
Work closely with Risk Management team to improve loan portfolio quality. Ensure compliance with regulatory standards and loan best practices.
Manage proper cascade of loan changes to support teams such as backoffice, collections, sales, and customer service teams in driving the product's success.
Ensure smooth go-live and go-to-market comms/marketing plans are in place.
Qualifications
Bachelor's degree in business, finance, IT, or related field.
5+ years in product management (ideally in fintech or banking), with 3+ years building and launching revolving credit limit products, specifically cash revolving credit
Strong data-driven mindset and proficiency in Microsoft Excel; experience with PowerBI or Datadog is a plus.
Familiar with product design tools like Figma and LucidChart. Familiar with change management systems such as Confluence and Jira.
Experience in any loans management system, core banking system, credit/risk scoring system preferably cloud solution but can be on-prem
Excellent problem-solving and analytical skills. Experience in operational roles is a bonus.
