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Loan Assessor (or Credit Assessor)
About HomeSec: Australia's Fastest 1st & 2nd Mortgage Business Lender
HomeSec is Australia's trusted private business lender. For 21 years, we've specialized in rapid, secured finance solutions for businesses across Australia and New Zealand. As a principal lender, we use our own capital to provide 1st and 2nd mortgage funding, ensuring fairness, transparency, and the fastest approval timesoften funding clients within 24 hours.
We are seeking a decisive, highly organized
Commercial Lending Analyst to join our Head Office in Knoxfield. This role is critical in our high-speed assessment process, ideal for someone who thrives on autonomy and wants their expertise to have immediate client impact.
The Opportunity
Unlike traditional institutions, HomeSec offers a streamlined environment where expert analysis and decisive judgment structure and approve secured business loans quickly. You'll perform risk assessments that maintain portfolio integrity and uphold our reputation for professional service.
Key Responsibilities
- Business Financial Analysis: Analyze complex financial documents (P&L, cash flow, ATO notices) to assess borrower capacity.
- Secured Lending Assessment: Verify security documentation, property valuations, and LVR compliance for 1st and 2nd mortgages.
- Risk Determination: Evaluate applicant financial status and determine credit risk profiles for loan approval.
- Operational Execution: Coordinate documentation and processes to meet the 24-hour funding target.
- Professional Consultation: Liaise with brokers and clients, providing clear communication on loan structures and settlement requirements.
Must-Have Qualifications
- 2+ years of recent experience in commercial lending or secured mortgage assessment within Australian financial services.
- Knowledge of Australian real estate property law.
- Expertise in evaluating property-secured loans, LVR calculations, and due diligence.
- Ability to analyze complex business financial statements and tax documentation.
- Exceptional organizational skills and ability to manage high-volume workflows under time pressure.
- High proficiency in professional written and verbal communication.
Why Choose HomeSec
- Decisive Impact: Your analysis directly enables immediate capital deployment.
- Ethical Foundation: Transparent, honest, and ethical practices.
- Career Structure: Full-time role in our Eastwood office for stability.
- Collaborative Culture: Supportive team focused on high performance.
Join the A-Team and experience the A-Life!
