Finance Manager

About Us

ProCredit is a tech-enabled SME lender led by a very seasoned team with over 50 years of combined experience at Citigroup, Standard Chartered, ANZ, and ADB—deeply rooted in emerging markets and SME lending. We're on a mission to become the leading SME lender in the Philippines, using credit-first engagement, data-driven underwriting, and flexible, risk-based lending to close the credit gap for growing businesses. We pay above market, value ambition, and offer fast-moving paths to leadership positions for those hungry to make an impact. If you're driven, growth-minded, and ready to help reshape the future of Philippine lending—this is your moment.

The Role

The Finance Manager is responsible for the accuracy, integrity, and timeliness of the company's financial operations, encompassing transaction processing, reconciliations, financial reporting, tax compliance, and audit readiness. The role ensures that financial records are properly maintained in accordance with company policies and regulatory requirements set by the BIR, SEC, and DOLE, while strengthening internal controls to safeguard company assets. The Finance Manager works closely with internal departments and external partners — including auditors and tax consultants — to support sound financial decision-making, and provides leadership and oversight to finance staff to ensure the function operates accurately, compliantly, and efficiently.

Key Responsibilities:

1. Financial Transactions & Records Management

• Oversee the accurate and timely processing of journal entries and accounting transactions
• Review and approve invoices, receipts, and other financial documents prior to posting
• Ensure the integrity and proper maintenance of financial records within the accounting system
• Establish and enforce documentation and filing standards for all financial transactions

2. Financial Reporting

• Lead the preparation and review of monthly, quarterly, and annual financial reports
• Prepare and finalize financial statements and supporting schedules for management review
• Ensure the accuracy, completeness, and timeliness of data used in management reporting
• Present financial results and key variances to management as needed

3. Reconciliation & Expense Monitoring

• Oversee reconciliation of bank statements, accounts payable, and accounts receivable
• Monitor company expenses against approved budgets and flag significant variances
• Investigate and resolve discrepancies, escalating material issues to senior management

4. Tax Compliance & Documentation

• Oversee the preparation and timely filing of tax requirements, including DST, withholding tax, percentage tax, and income tax returns
• Ensure completeness, accuracy, and proper organization of all tax-related documentation
• Maintain the company's audit readiness for BIR examinations and ensure compliance with tax regulations

5. Audit & Regulatory Compliance

• Serve as primary point of contact for internal and external audits, ensuring documentation and reports are complete and audit-ready
• Maintain organized records in compliance with SEC, BIR, and DOLE requirements
• Design, implement, and monitor internal controls to safeguard company assets and ensure regulatory adherence

6. Accounts Payable & Receivable Oversight

• Ensure timely and accurate processing of vendor payments and supplier invoices
• Oversee billing and collections processes, ensuring accurate tracking of outstanding receivables
• Review aging reports and lead collection follow-ups on overdue accounts

7. Coordination & Communication

• Partner with internal departments (Risk, Credit, Operations) to align on financial data requirements and reporting needs
• Serve as the primary liaison with external auditors, tax consultants, and regulatory bodies
• Communicate finance-related risks, issues, and updates to management in a clear and timely manner

8. Financial Data Integrity & System Oversight

• Review accounting entries and oversee preparation of the monthly trial balance
• Oversee service invoice preparation, tracking, and reconciliation processes
• Ensure the accuracy, completeness, and reliability of data across all financial systems

9. Team Leadership & Process Improvement

• Supervise and provide guidance to finance staff, ensuring adherence to policies and deadlines
• Drive process improvements to strengthen financial controls and operational efficiency
• Perform other finance-related duties as required by senior management

Key Qualifications / Requirements

• Bachelor's degree in Accounting, Finance, or a related field.
• At least 3 years of relevant work experience in accounting or finance.
• Proficiency in accounting software and Microsoft Office applications, particularly Excel.
• Strong working knowledge of Philippine tax laws and financial regulations.
• Excellent analytical, organizational, and problem-solving skills.
• High attention to detail and ability to meet tight deadlines.
• Strong willingness to learn, can-do attitude.

Why Join Us

• Above-market compensation with performance incentives.
• Work with a high-caliber team in a mission-driven company.
• Shape the credit culture and standards of a fast-growing fintech.
• Clear path to leadership roles as the business scales.