Position: Credit Risk Analyst
Location: Taguig City
Rank: AVP (Individual Contributor)
Work Setup: Hybrid (3x/week onsite); mid-shift schedule
Key Responsibilities
- Support underwriting, annual reviews, and ongoing monitoring of a commercial lending portfolio
- Perform credit due diligence, including financial analysis, risk rating, client and industry research
- Assist with new and existing credit requests such as amendments, renewals, and extensions
- Monitor portfolio risks, identify early warning signals, and escalate emerging issues
- Ensure compliance with internal credit risk policies, regulatory standards, and control frameworks
- Prepare financial reviews, credit memoranda, and covenant monitoring reports
- Collaborate with internal stakeholders across risk, compliance, audit, and business teams
Qualifications & Skills
- Experience in credit underwriting, portfolio management, or credit risk within a financial services environment
- Strong knowledge of accounting and financial analysis applied to credit decisions
- Ability to manage multiple priorities with strong organizational skills
- Excellent written and verbal communication skills
- High proficiency in spreadsheets, presentations, and data analysis tools
- Bachelor's degree required; advanced degrees or certifications are a plus
- Background on corporate credit (local banks) or commercial credit (foreign banks)
Why join us
- Guaranteed 13 months
- Prioritizes work life balance - Hybrid setup (3x/week onsite)
- Be part of a global bank
- Continuous learning opportunities
