He/She/They will be responsible in minimizing the Bank's credit risk and profitability of Auto, SME, Business Cards Loan Business by:
- Making sound credit decision on loan applications through application of underwriting fundamentals and evaluation in adherence to internal and external policies and guidelines.
- Ensuring accuracy of the data encoded in Bank's Front-End System.
The Responsibilities we will trust you with:
- Reviews and evaluates loan application packaged by Consumer Banking Group - Sales.
- Recommends appropriate credit decision with compliance to the Bank's credit policies and procedures.
- Ensures accuracy of the data encoded in the Bank's Front-End System from Sales build up to decision.
- Gives relevant feedback with regard to appraisal and credit investigation matters that affect quality of evaluation and turn-around time (TAT).
Your Qualifications and Your Experiences should be:
- Bachelor's degree, preferably Business-related course
- At least 3 years of experience in credit evaluation and review gained from a banking institution
- Must have attained substantial level of proficiency in credit analysis
You must be willing to work on site and be assigned in Ortigas.