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BDO Unibank

Credit Officer (Auto & SME Credit Cycle)

3-5 Years
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  • Posted 16 hours ago
  • Be among the first 10 applicants
Early Applicant

Job Description

He/She/They will be responsible in minimizing the Bank's credit risk and profitability of Auto, SME, Business Cards Loan Business by:

  • Making sound credit decision on loan applications through application of underwriting fundamentals and evaluation in adherence to internal and external policies and guidelines.
  • Ensuring accuracy of the data encoded in Bank's Front-End System.

The Responsibilities we will trust you with:

  • Reviews and evaluates loan application packaged by Consumer Banking Group - Sales.
  • Recommends appropriate credit decision with compliance to the Bank's credit policies and procedures.
  • Ensures accuracy of the data encoded in the Bank's Front-End System from Sales build up to decision.
  • Gives relevant feedback with regard to appraisal and credit investigation matters that affect quality of evaluation and turn-around time (TAT).

Your Qualifications and Your Experiences should be:

  • Bachelor's degree, preferably Business-related course
  • At least 3 years of experience in credit evaluation and review gained from a banking institution
  • Must have attained substantial level of proficiency in credit analysis

You must be willing to work on site and be assigned in Ortigas.

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About Company

Job ID: 139401549