Description:
Duties and Responsibilities:
- Minimize compay exposure to credit and fraud Losses
- Review loan applications based on the company's underwriting policies and guidelines
- Responsible for the thorough credit checking and evaluation
- Conduct background investigation including credit checks with banks and other financial institutions, personal interviews, discreet background checking, property appraisal, business evaluation, court case, and trade checking verifications
- Set risk management policies
- Prepare risk assessment reports, recommend risk mitigation measures and loan structures
- Prepare competitive and industry analysis as needed
- Assist in post approval monitoring
- Ensure compliance with internal credit policies
- Evaluate and update credit policies as needed
- Recommend revising underwriting criteria as needed with compliance to management objectives and regulatory guidelines
Qualifications:
- With at least 2 years experience in banking and financial service industry
- Bachelor's degree in Management, Finance, Accounting, Math, Economics, Engineering or equivalent
- With background in risk management, financial statement analysis, credit practices and procedures
- Highly analytical systematic and organized
- Effective problem solving skills
- Keen on details
Requirements:
Skills:
Analytical, Clerical, Creative, Critical Thinking, Computer/Technical Literacy, Adaptability/Flexibility
