Support Broker-Led Home Loan Approvals in the AU Market
Step into a fully remote role designed for experienced Australian mortgage professionals who understand broker workflows, lender policies, and credit assessment standards. As an Credit Analyst/Parabroker, you will take ownership of loan structuring, application accuracy, and credit analysis-directly influencing approval outcomes in a highly regulated AU lending environment. This is a long-term global opportunity with Emapta for candidates who already bring hands-on AU mortgage experience and can thrive in a permanent WFH setup.
Job Overview
Employment type: Full time
Shift: Day Shift (6:00 AM - 3:00 PM), Weekends Off
Work setup: Permanent Work from Home
Salary: PHP 60,000 - PHP 90,000
Exciting Perks Await!
- Day 1 HMO coverage with free dependent
- Competitive Salary Package
- Permanent WFH arrangement
- Prime office location in Makati (Easy access to MRT stations, restaurants, and banks)
- Day shift schedule
- Fixed weekends off
- Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
- Unlimited upskilling through Emapta Academy courses (Want to know more Visit: https://emapta.com/training-calendar/)
- Free 24/7 access to our office gyms (Ortigas and Makati)
- Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more!)
- Unlimited opportunities for employee referral incentives across the organization
- Standard government and Emapta benefits
- Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
- Fun engagement activities for employees
- Mentorship and exposure to global leaders and teams
- Career growth opportunities
- Diverse and supportive work environment
The Qualifications We Seek
- Minimum 2-3 years of hands-on Australian mortgage loan processing or parabroking experience
- Proven experience supporting end-to-end AU mortgage applications
- Hands-on experience with ApplyOnline or similar AU mortgage submission platforms
- Strong understanding of Australian lending policies, serviceability, and compliance requirements
- Demonstrated experience in credit analysis, loan structuring, and document assessment
- Experience handling pricing requests and annual rate reviews
- Strong English communication skills for broker and client coordination
Your Daily Tasks
Loan Processing & Credit Analysis
- Prepare lender submissions
- Analyse financial statements and payslips
- Conduct serviceability assessments with various lenders
- Cross-reference lender policies to identify viable solutions
- Review loan files to ensure all documentation is complete and accurate prior to underwriting
Broker & Client Coordination
- Interact with customers to obtain required deal information
- Liaise with brokers to clarify scenarios and structure optimal outcomes
- Communicate with customers, buyers agents, and conveyancers through to settlement
- Assist clients in signing loan contracts
Application Lodgement & Compliance
- Enter data into the CRM and produce lender compliance documents
- Email home loan proposals and compliance documents to clients
- Prepare, package, and lodge home loan applications
- Action missing information and respond to conditional approval requests
- Focus on securing lender unconditional approvals
Post-Settlement & Administrative Support
- Handle post-settlement tasks such as pricing and rate reviews
- Manage complex and urgent requests
- Monitor emails, chase lenders for updates, and maintain ongoing communication
About the Client
Our client is a respected Australian mortgage and finance organization supporting brokers with structured systems, policy expertise, and strong lender relationships. Their focus on precision, compliance, and client outcomes makes them a trusted partner in the Australian lending landscape.
Joining their team means working within a highly regulated, performance-driven environment that values analytical skill, accuracy, and proactive communication-positioning you for long-term growth in international mortgage operations.
Welcome to Emapta Philippines!
Join a team that values camaraderie, excellence, and growth. Recognized as one of HR Asia's Best Companies to Work For in Asia 2025, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment.
Apply now and be part of the #EmaptaEra!
