This position is primarily responsible for preparation of credit analysis and credit risk rating on loans to determine the credit worthiness of bank client.
- Evaluate the financial information and credit risk of a client through business profile, financial profile, and credit history.
- Check client's credit payment history, assets, liabilities, and earnings to determine their suitability for credit terms.
- Validate the client's current financial condition if capable to pay their loan obligations.
- Reconciles credit files and identifies discrepancies and variances.
- Ensure all that credit files are complete and has no documentation deficiencies.
Qualifications
- Graduate of any four-year course
- Must have at least (2) two years experience in credit or financial statement analysis of corporate or SME accounts from banks or financial institutions.
- Knowledge on credit evaluation and analysis, bank operations, BSP rules and regulations is required in this position.
- Willing to work in Makati
