About the Role
As the Chief Underwriter, you will lead the company's underwriting strategy and new business operations. This role is both strategic and hands-onoverseeing large and complex cases while building systems, frameworks, and capabilities to elevate underwriting performance.
Key Responsibilities
- Lead and oversee all new business and underwriting activities
- Define and implement underwriting philosophy, policies, and guidelines
- Monitor underwriting performance metrics and ensure operational efficiency
- Establish and manage SLAs for underwriting services
- Underwrite large, complex, and non-standard cases
- Review contestable and medical claims
- Design and drive training and development programs for underwriters
- Lead enhancements of underwriting systems and workflow processes
- Develop underwriting forms, tools, and training materials
- Collaborate with cross-functional teams on underwriting initiatives
- Support negotiation and implementation of reinsurance agreements
- Provide strategic direction aligned with company goals
- Evaluate and select underwriting vendors, tools, and services
- Represent the organization in underwriting-related associations
Must-Have Qualifications
- 10+ years of experience in life medical underwriting
- At least 5 years in a managerial/leadership role
- Proven experience managing underwriting and new business teams
- Experience underwriting large and complex cases
- With underwriting authority of PHP 1520M (including substandard, postpone, decline decisions)
- Graduate of a degree in Medical Science, Nursing, Social Science, or related field
- LOMA-certified (LOMA 280 & 290 completed)
- Strong experience in underwriting reports and presentations to senior leadership
