Job Title: Asset Quality Officer
Department: Asset Quality Department
Group: Risk Management Group (RMG)
Location: RCBC Plaza, Makati City
Key Responsibilities
- Identify emerging credit trends, demographic shifts, and areas of concern using advanced analytical techniques.
- Compute Expected Credit Loss (ECL) and conduct data-driven risk assessments.
- Formulate data-backed improvements for credit processes, underwriting, and collection strategies.
- Facilitate meetings and present findings to senior management.
- Proactively develop better systems and guidelines for credit risk monitoring.
Qualifications
- Bachelor's Degree in Statistics, Mathematics, Business, Economics, Accounting, or Finance.
- At least 1 year of experience in quantitative risk analysis, risk modeling, and ECL computation within the financial services industry.
- Proficiency in Microsoft Office for data analytics.
- Familiarity with R, Python, or SQL is a strong advantage.
- Understanding of credit, market, and operational risks.
- Strong documentation and presentation skills, high attention to detail, and the ability to interact comfortably with top management.
