Provide expert creditrisk analysis and recommendations to business and functional units across the organization. Develop analytical tools and reporting frameworks for internal Risk teams and partner units. Ensure independent monitoring of risk tools and methodologies, and recommend policy or process enhancements to strengthen portfolio quality and overall risk management.
Job Responsibilitie
- Conduct acquisitionstage credit evaluations for Consumer Secured (Auto & Mortgage) and SME portfolios
- Analyze portfolio trends, identify emerging risks, and provide datadriven recommendations
- Develop and automate acquisition risk reports using analytical tools such as R or Python
- Support the creation, enhancement, and periodic review of credit policies and processes
- Ensure creditrisk practices align with regulatory requirements and business objectives
- Perform independent monitoring of risk tools, models, and performance metrics
- Prepare and present creditrisk insights to internal Risk teams and business stakeholders
- Collaborate with crossfunctional teams to support the execution of risk strategies and initiatives
- Contribute analytical inputs to riskrelated projects and implementation efforts
- Manage assigned tasks with minimal supervision, demonstrating ownership and accountability
Qualifications
- Bachelor's degree required, preferably in Statistics, Mathematics, Economics, Finance, or related fields
- Knowledge of creditrisk lifecycle, especially acquisitionstage evaluation
- Experience or familiarity with analytical tools such as R, Python, or SQL
- Strong analytical, critical thinking, and data interpretation skills
- Ability to communicate effectively and collaborate with crossfunctional team
