About This Role
Wells Fargo is seeking an Underwriting Associate. This role is responsible for analyzing, reviewing, and approving the credit worthiness of borrower requests for secured or unsecured loans or credit cards in accordance to bank policies and procedures.
In This Role, You Will
- Be responsible for reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines
- Review credit applications, credit bureau information, collateral valuation, tax returns, financial statements, or other supporting documentation to recommend or approve requests within deaccessioning authority levels by way of automated scoring system or traditional underwriting
- Assist with the calculations and preparation of reports for review
- Respond to customer inquiries and credit decisions
- Ensure credit files are current, complete, and compliant with company standards
- Contact customers and partners to gather information to make appropriate decisions, and explain rationale behind credit decisions
- Receive direction from leaders and exercise judgment while developing understanding of the Underwriting procedures
- Provide information to team, managers and customers to related inquiries
Required Qualifications
- 6+ months of underwriting, loan processing, originations, or closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Reference Number
R-526939
