Grow your career with BDO's Institutional Banking Group!
Join our team where your expertise fuels growth for leading corporations and institutions.
As a Team Head (IBG) you'll be responsible for the assigned unit's attainment of business goals including revenue generation and account management, maintenance of portfolio credit quality and supervision of manpower resources of the unit.
Responsibilities:
Portfolio Management
- Ensures solid and continuing relationship with the clients and direct communication with key client decision makers;
- Understands clients operations and markets through regular client contact, plan visits on local and global industry developments;
- Manages a portfolio sub-set of credit worthy accounts that can influence volume, usage pricing and profitability as/when needed
Credit and Risk Management
- Tracks adherence to bank policies procedures such credit review and documentation requirements and work plans, problem account management;
- Evaluates periodically with the Relationship Managers the suitability of loan facilities against market conditions, competition, perceived growth and risk factors;
- Reviews and recommends credit proposals based on quality credit and cash flow statements, collateral and other risk mitigants, and adherence to bank policies
Qualifications:
- Minimum of 7 years of experience in banking, with at least 3 years in an officer level role in account solicitation and relationship management principally in commercial and corporate accounts
- With strong credit analysis and loan packaging skills
