The
Senior Product Governance Manager plays an important role in ensuring the compliance of Credit Cards and Personal Loans team. This role exercises functional leadership by leading compliance-related initiatives, enhancing processes, mitigating risks that may lead to internal audit or regulatory findings and innovating, where applicable. This will handle more complex initiatives (e.g. Cross-functional with a greater impact) as a result of his/her maturity/seniority/experience.
Duties And Responsibilities
- Leading governance and compliance related initiatives , such as, Process enhancements and documentation to address regulatory changes or prevent any issues with IA/Regulators, execution of initiatives to address regulatory concerns)
- Providing guidance to Product and Program managers in the implementation of business goals and initiatives by:
- Providing inputs to key business initiatives to address risks (especially those that may result to repeat findings)
- Developing appropriate testing methods (documented in the RCSA) to ensure that controls to address risks as implemented.
- Managing customer collaterals to ensure consistency across channels, timely update to reflect changes due to key business initiatives and attuned to governing laws and regulations around our product suite.
- Managing and performing risk control-related functions including performance of URCO functions (e.g. RCSA testing and reporting, BSP Gap Analysis, SCCS, etc) to ensure compliance to BSP and internal bank policies. This includes strategizing and working on upcoming regulations and legal trends that impact the product lines and the business as a whole.
Qualifications
- Bachelor's degree in Business Administration, Management, or related field; MBA is an advantage
- Experience in Credit Cards and/or Loans within the banking/financial services industry
- Strong understanding of retail lending products, credit lifecycle, and regulatory environment
- Proven ability to lead cross-functional projects and drive complex initiatives
- Solid project management skills from planning, execution, and governance tracking
- Experience in process design, improvement, and optimization
Required Skills: Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn
JOB ID: JOB_704
