About this role:
Wells Fargo is seeking a Senior Manager – Commercial Lending Underwriting to lead a Secured Lending Underwriting team within Commercial Banking Operations.
This role is ideal for experienced leaders with a background in Commercial Lending Underwriting, Credit Risk Assessment, Financial Statement Analysis, Financial Spreading, and Credit Decisioning. The successful candidate will lead a team responsible for underwriting secured lending deals, supporting credit risk evaluation, collateral assessment, and portfolio management activities while partnering closely with U.S.-based stakeholders and business leaders.
The role also provides leadership oversight across underwriting-related functions, including Financial Spreading, Covenant Monitoring, and Collateral Management.
In this role, you will:
- Manage and develop teams of individual contributors and managers in roles with moderate work complexity and risk in the Operations functional area
- Work with more experienced management to develop and execute business strategies
- Identify and recommend opportunities for process improvement and risk control development within the Operations functional area
- Develop and implement business unit strategies
- Provide expertise for technical, operational and processing functions related to business unit
- Determine appropriate strategy and actions of Operation management functional team to meet moderate to high risk deliverables
- Interpret and develop policies and procedures for functions with moderate complexity within scope of responsibility across business lines or functional areas
- Collaborate and influence all levels of professionals including more experienced managers
- Lead team to achieve objectives
- Engage and influence stakeholders, internal partners and peers associated with the function or affected by its outcomes
- Manage allocation of people and financial resources for Operations
- Develop and guide a culture of talent development to meet business objectives and strategy
Required Qualifications:
- 7+ years of Commercial Lending Underwriting, Commercial Credit Risk, or Lending Risk Management experience
- 3+ years of people leadership experience
- Experience analyzing commercial borrower financial statements and credit risk
- Experience supporting credit approval, underwriting, or lending decision-making processes
Desired Qualifications:
- MBA (Finance) / CPA / CFA as primary educational qualification, preferred
- Has worked in GCC / Offshoring set up in financial services industry, preferably with European / American institutions
- 7+ years of Commercial Lending Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, education
- 3+ years of People Management and/or Project Management experience. Must have handled team size of 20+ for at least 3 years, a strong advantage
- Experience in building teams and transition management, required
- Has led transformation projects and good understanding of Six Sigma, AI fundamentals and process mining technologies, preferred
Job Expectations:
- Applicants must be amenable to work onsite, 5/Neo, BGC, Taguig City
- Temporary hybrid work set-up, 4x onsite and 1x remote
- Applicants must be amenable to work on mid-shift, 4:00 PM - 1:00 AM Manila time
- Manage and develop a Secured Lending Underwriting team of individual contributors and managers in roles with moderate complexity and risk; Overall team size 20-25
- Engage and influence stakeholders, internal partners, and peers associated with Secured Lending Underwriting functional area or who are affected by its outcomes
- Identify and recommend opportunities for process improvement and risk control development within Secured Lending Underwriting functional area
- Determine appropriate strategy and actions of a Secured Lending Underwriting team to meet moderate to high-risk deliverables
- Interpret and develop policies and procedures for operations with moderate complexity within scope of responsibility
- Collaborate with and influence all levels of professionals, including experienced managers, as well interact directly with external customers and line of business stakeholders in the US
- Manage allocation of people and financial resources for Secured Lending Underwriting
- Develop and guide a culture of talent development to meet business objectives and strategy
- Oversee / supervise allied functions such as Financial Spreading, Collateral Management leveraging lending domain expertise
