Senior Accountant (Tax)

bout Atome Financial

Headquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn's 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.

Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products:

• Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands
• Atome Card: A paylater anywhere card.
• Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).
  
  

Our culture is built on values that are core to who we are and what we stand for:

• We foster an INNOVATION mindset
• We achieve results with EFFICIENCY and excellence
• We take pride in the QUALITY of our work
• We uphold INTEGRITY in all we do
• We embrace COLLABORATION to work across business lines and borders
  
  

Job Description

Financial Close & Reporting

• Own the preparation, review, and loading of journal entries for month-end close for the assigned area, ensuring accuracy, proper substantiation, and timely completion within the close calendar
• Contribute to the preparation of management accounts and statutory financial statements in compliance with PFRS
  
  

Tax Compliance

• Prepare and file monthly, quarterly, and annual BIR returns accurately and on time — including VAT, Expanded Withholding Tax, Corporate Income Tax, Documentary Stamp Tax, Gross Receipts Tax, and other relevant taxes
• Maintain the tax compliance calendar and ensure no filing deadline is missed — including flagging upcoming obligations to the Finance Manager in advance
• Prepare tax provisions, deferred tax computations, and tax schedules in support of the month-end close and annual financial statements
• Reconcile BIR returns to the general ledger and financial statements on a monthly basis — identifying and resolving variances before they become audit issues
• Support the preparation and organisation of transfer pricing documentation and related-party transaction schedules in coordination with the Senior Tax Manager
• Assist in responding to BIR Letters of Authority, tax assessments, and audit queries — including preparation of supporting schedules, reconciliations, and explanation letters
  
  

Complex Transaction Accounting

• Assess the tax implications of new transaction types — including VAT treatment, withholding tax obligations, and DST — and document positions clearly in coordination with the Senior Tax Manager
• Research accounting and tax treatments for new products or business arrangements and document conclusions defensibly
  
  

Audit & Regulatory Support

• Serve as a key contributor during annual external audits — preparing PBC schedules, responding to auditor queries, and ensuring workpapers are complete, accurate, and audit-ready
• Support BIR tax audits and regulatory examinations by preparing required schedules, reconciliations, and documentation in a timely and organised manner
  
  

Process Improvement & AI Adoption

• Proactively identify manual, repetitive processes in the close cycle and tax compliance workflow and propose automation or AI-assisted solutions
• Actively use and explore AI tools — including AI-assisted reconciliation, generative AI for report drafting, and automation tools within the ERP — to improve speed and reduce error
• Document process improvements and share learnings with the broader finance team
  
  

Cross-Functional Collaboration

• Work closely with Finance Operations, the Financial Reporting, and Funding teams to ensure financial data and tax positions are accurate, timely, and consistent across all users
• Communicate accounting and tax findings clearly to the Finance Manager, with proposed solutions — not just problems
  
  

Job Requirements

• Bachelor of Science in Accountancy; CPA board passer strongly preferred
• 3–5 years of experience combining both general ledger / financial reporting and BIR tax compliance — candidates with experience in only one area will not be considered
• Experience in financial services, fintech, banking, lending, or a Big Four firm with financial institution clients is a strong advantage
• Hands-on experience preparing and filing BIR returns independently — VAT, EWT, CIT, and DST as a minimum; experience with BIR audit support is a strong advantage
• Strong working knowledge of PFRS, particularly PFRS 9 and PFRS 15, and their interaction with Philippine tax treatment
• Solid understanding of Philippine tax law — VAT, withholding tax, income tax, DST — and familiarity with BIR issuances and revenue regulations
• Advanced Excel skills — pivot tables, dynamic formulas, and data modelling are baseline, not a bonus
• Familiarity with ERP systems (Oracle, NetSuite, SAP, or equivalent); experience generating tax reports and GL extracts from ERP is preferred