Company: Union Bank of the Philippines
Position: Risk Policy Team Lead
Office Location: UB Square - 11F Quezon (Head Office-Non HQ)
Job Summary: The Risk Policy Team Lead applies in-depth risk management expertise to develop new techniques and improve processes, analyzing credit and financial performance to recommend credit policy adjustments using advanced statistical methods and industry best practices.
Duties And Responsibilities
- Contribute to the development of new techniques and improvement of processes and work-flows by applying in depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
- Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
- Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
- Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
- Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
- Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
- Provide coaching and mentoring to junior/supporting officers.
Required Skills: Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn
