Job Title: Risk Policy Analyst
Location: UB Square, Eastwood, Quezon City
Employment Type: Probationary
About The Role
The
Risk Policy Analyst will work collaboratively within the Risk Management Team to deliver data and analytics that guide risk appetite decisions for the product.
What You'll Do
- Risk appetite analytics: Provide data and insights to support risk appetite setting.
- Portfolio management: Partner with Business and Credit Operations to achieve plan targets and ensure product sustainability.
- Policy implementation: Collaborate with Credit Operations and Business teams to ensure policies are correctly implemented and applied operationally.
- Monitoring and adjustment: Deliver portfolio and segment-level analytics to monitor performance and adjust policies for optimal risk/reward balance.
- Risk reporting: Support Risk Reporting teams with data for Credit Risk and Portfolio Quality Review reports, plus ad hoc reporting.
- Compliance and ethics: Assess risks in business decisions, safeguard the firm's reputation, ensure compliance with laws and policies, and escalate issues transparently.
What We're Looking For
- Bachelor's degree in Mathematics, Statistics, Engineering, or related field
- At least 5 years of experience in credit risk or portfolio analysis; preferably in banking/financial services
Required Skills
- Analytical skills: Ability to interpret complex data and trends.
- Communication skills: Clear oral, written, and presentation abilities.
- Data management: Strong capability in handling and organizing data.
- Programming knowledge: Basic proficiency in Python, SQL, or similar languages.
- Microsoft tools: Skilled in Excel and other MS applications.
- Team collaboration: Comfortable working across groups and functions.
JOB ID: JOB_824
