We are seeking a Risk Management Officer to join our Risk Management Department. This role is ideal for professionals with hands-on experience in Enterprise Risk Management (ERM), risk analysis, risk reporting, and risk modeling within a banking or financial services environment.
The successful candidate will support the identification, assessment, monitoring, and reporting of key risks across the organization while ensuring compliance with internal policies and regulatory requirements. We are particularly interested in candidates with strong technical risk management knowledge and a solid understanding of risk methodologies, models, and frameworks.
Key Responsibilities
- Assist in monitoring and managing the Branch's exposure to various risk categories, including:
- Credit Risk
- Market Risk
- Liquidity Risk
- Operational Risk
- Compliance Risk
- Strategic Risk
- Concentration Risk
- Reputational Risk
- ESG Risk
- Conduct periodic credit reviews of loan portfolios and maintain internal credit risk rating databases.
- Prepare risk reports, analyses, and presentations for Management, Head Office, Risk Committees, and regulators.
- Support the preparation of Risk Management Committee and ALCO materials, reports, and meeting minutes.
- Monitor risk limits, risk appetite thresholds, key risk indicators (KRIs), and escalate breaches when necessary.
- Assist in the maintenance and enhancement of the Branch's Risk Management Framework, Risk Appetite Statement, and related policies and procedures.
- Monitor regulatory developments and ensure compliance with applicable risk management requirements.
- Participate in ICAAP preparation and other risk management initiatives.
- Conduct risk assessments, stress testing, scenario analysis, and other risk evaluation activities as required.
- Perform data analysis and provide risk-related insights to support business decisions.
- Support business continuity planning and operational resilience initiatives.
- Recommend process improvements and risk management enhancements.
Qualifications:
- Bachelor's Degree in Accounting, Banking & Finance, Economics, Mathematics, Statistics, Business Administration, or a related field.
- With extensive xperience in Risk Management, Enterprise Risk Management, Credit Risk, Market Risk, Liquidity Risk, Treasury Risk, or related functions within a bank or financial institution.
- Strong understanding of risk management principles, frameworks, and methodologies.
- Experience in risk analysis, risk assessment, risk reporting, and risk monitoring.
- Exposure to risk modeling, stress testing, scenario analysis, internal risk rating systems, or other quantitative risk management activities is highly preferred.
- Familiarity with concepts such as:
Credit Risk Assessment
Risk Appetite Framework
ICAAP
ALCO
Market and Liquidity Risk Monitoring
Key Risk Indicators (KRIs)
Enterprise Risk Management (ERM)
- Experience using Bloomberg Terminal is an advantage.
- Strong analytical and problem-solving skills with the ability to interpret and explain risk metrics and methodologies.
- Proficient in Microsoft Excel and other analytical/reporting tools.
- Excellent communication and stakeholder management skills.
- Willing to work onsite in Makati City.
What we're looking for:
We welcome candidates at both officer and managerial levels. More important than title or people management experience is a strong technical foundation in risk management and the ability to understand, interpret, and explain risk methodologies, models, and assessments beyond system-generated outputs.
