Job Description
- Update monthly credit bureau submissions to comply with regulatory requirements (e.g., BSP guidelines), ensuring accuracy and timeliness.
- Conduct portfolio scrub request to the credit bureau, a vital process for assessing credit scores, evaluating risk exposures, and identifying delinquencies supporting key internal teams in data-driven portfolio decisions.
- Investigate and resolve customer inquiries related to inaccurate or outdated credit bureau records by coordinating with internal teams and credit bureaus to ensure timely and accurate updates.
- Provide supporting data to the Collections Team for skip tracing and evaluation of portfolio actions.
- Work closely with credit policy, operations, IT, and customer service teams to align data quality and risk management efforts.
- Track industry performance using available bureau information.
- Support the development and refinement of credit risk models and decisioning tools using bureau data.
- Support in presenting findings and recommendations to senior management, risk committees, and regulatory bodies when required.
Qualifications
MUST HAVE:
Should have 1-2 years work experience
Knows R or Python
Should have have analytics background
GOOD TO HAVE:
Bureau background in
banking
Proficient in MS Excel (Macros)
Strong oral and presentation skills
