Review / evaluate: Ensure accuracy and completeness of encoding in the LOS, verified information and submitted documents; Evaluate creditworthiness and risks of an applicant's profile.
Make independent recommendation & approval based on given authority limits per band grade for Auto Loans – in line with the Bank's credit policies, guidelines, parameters, and regulatory/statutory provisions.
Safeguard the compliance with credit-related pre-implementation requirements of accounts prior to drawdown.
How will you contribute
Responsible for credit underwriting and evaluation of the financial feasibility and viability of auto loan applications.
Assure the quality and integrity of data gathered and/or encoded in the system in order
for credit rule sets integrated in the system to properly apply and approving authority to
make a sound credit decision.
Participate in the periodic review of the Product Development Assessment (PDA) and Operations Manual (OM) of each CFS Retail Lending Product
What we are looking for
Graduate of any 4 year-Business related course
Minimum 2 years of retail lending experience
Has minimum 1 year of retail credit evaluation experience.
Preferably with credit approving experience
Strong coaching and training abilities
Balanced credit mindset
Strong analytical skills in credit and credit risk assessment.
