Relationship Manager (Commercial Banking - Cebu)

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach!

The Commercial Banking Relationship Manager is expected to originate, develop, review, and manage loan portfolio relationships, conduct credit and financial analysis, and cross-sell appropriate bank products and services across target segments, contributing to the Bank's objectives in terms of growth, profitability, asset quality, and client satisfaction.

Role Exposure:

• Build and manage relationships with key commercial and middle-market clients across diverse industries.
• Develop expertise in commercial lending, credit evaluation, financial analysis, and portfolio management.
• Drive business growth through client acquisition, relationship expansion, and cross-selling of banking solutions.
• Gain exposure to business owners, senior executives, and key decisionmakers, providing strategic financial solutions tailored to their needs.
• Partner with credit, risk, operations, and product teams to deliver exceptional client experiences and sustainable business results.
• Learn from experienced banking professionals and industry leaders through mentorship and on-the-job development.

Qualifications:

• 3-5 years of experience in Commercial Banking, Corporate Banking, SME Banking, Relationship Management, Account Management, or Business Development within a financial institution.
• Proven experience in credit evaluation, financial statement analysis, cash flow assessment, and credit proposal preparation.
• Experience in managing and growing a loan portfolio while maintaining acceptable asset quality is an advantage.
• Strong strategic thinking, client relationship management, and negotiation skills.
• Excellent communication (verbal, written, presentation, and active listening) skills.
• Ability to collaborate effectively with cross-functional teams to deliver results.
• Knowledge of banking products, lending processes, and risk management principles is an advantage.
• Candidates with experience in Retail Banking or Credit may also be considered.
• Applicants based outside Cebu who are willing to relocate to Cebu are welcome to apply.