Relationship Manager - Commercial Banking (Cebu City)

Job Description

• Manages existing loan portfolio and markets for new loan accounts.
• Makes credit evaluations and prepared credit memoranda for approval Presents accounts to approving body.
• Screens loan applicants referred by branches by evaluating and analyzing credit worthiness of these accounts.
• Recommends for approval credit worthy clients.
• Prepares Credit Recommendation and Approval Memorandum (CRAM).
• Conducts financial analysis/credit packaging.
• Conducts plant visits to check on how the business of the client is doing.
• Monitors financial condition/viability of the accounts being handled.
• Performs remedial management on potentially problematic accounts.
• Updates Center/Sector Head on performance of accounts being handled.
• Coordinates with Legal Management Services Sector and Collection, Assets Recovery and Disposal Sector on handling of problematic accounts.
• Answers queries, complaints, or requests from borrowing clients.
• Attends to ExCom and Loan COMM as needed to present recommendations.

Qualifications:

• Bachelor&aposs Degree is required
• Minimum of 2years experience as an Account Officer or Relationship Manager in Commercial Banking
• Knowledgeable in credit evaluation and financial analysis
• Strong client management skills