Relationship Manager

Company Description

BOF, Inc. is one of the country's leading rural banks, dedicated to empowering and supporting the growth of Micro, Small, and Medium Enterprises (MSMEs) in Central Luzon. Established in 1964, the bank has played a key role in driving countryside development and economic progress in Pampanga. BOF, Inc. differentiates itself through a strong grassroots customer approach and deep understanding of clients needs. The bank is committed to preserving, cultivating, and protecting the heritage and rich culture of Pampanga and the Filipino nation. Team members join an organization that values community impact, client care, and long-term relationships.

BOF, Inc. is looking for a dynamic and results-driven Relationship Manager to grow our loan portfolio and deepen client partnerships. This role is ideal for someone who thrives in both relationship-building and credit analysis—balancing business development with sound financial judgment.

You will play a key role in originating quality loans, evaluating creditworthiness, and managing client accounts from onboarding to full repayment—ensuring a strong, sustainable lending portfolio.

What You'll Own

• End-to-end management of loan accounts—from prospecting to full repayment
• Active sourcing and acquisition of loan clients within assigned market segments
• Conducting business validation, financial statement analysis, and credit investigation
• Preparation and presentation of loan recommendations for approval
• Ensuring completeness of credit information and adherence to the Bank's credit process
• Overseeing documentation, registration, and loan disbursement
• Continuous monitoring, collection, and nurturing of client accounts
• Identifying early warning signals (EWS) and initiating remedial or restructuring solutions
• Coordinating with internal teams, including Remedial Management, for watchlist accounts
• Maintaining accurate, complete, and up-to-date credit folders

Who You Are

• Experienced in banking, lending, or financial services (preferred)
• A relationship-builder with strong sales and credit evaluation skills
• Detail-oriented with solid financial analysis and risk assessment capability
• Confident in engaging clients and presenting credit proposals
• Highly organized, accountable, and able to manage multiple accounts
• Driven, resilient, and committed to delivering quality portfolio growth

Why This Role Stands Out

• Opportunity to build a strong portfolio and client network
• A balance of fieldwork, client interaction, and analytical decision-making
• Be part of a bank committed to C.A.R.I.N.G. values and long-term partnerships

Ready to Grow With Us

If you're passionate about client relationships, credit analysis, and building a quality loan portfolio—we'd love to hear from you. Apply now.