Product Manager

RESPONSIBILITIES:

• Manages the end-to-end lifecycle of assigned payment products, from planning and development through implementation, enhancement, and post-launch review.
• Translates product roadmaps into executable initiatives by defining requirements, timelines, and dependencies, and coordinating closely with Technology, Operations, Compliance, vendors, and participating institutions.
• Monitors product performance using usage, transaction trends, adoption, pricing, and product-level P&L, and recommends enhancements to improve efficiency, customer value, and financial sustainability.
• Ensures assigned products comply with internal governance, regulatory requirements, risk controls, and audit standards, with complete and timely documentation.
• Serves as the product subject matter expert, providing guidance and support to internal teams, regulators, participants, and external partners on product-related matters.
• Drives continuous product improvement by incorporating market developments, stakeholder feedback, operational insights, and emerging risks into product decisions.

QUALIFICATIONS:

• Bachelor's degree in Business, Finance, IT, or related field.
• At least 5–7 years of experience in product management and/or banking.
• Strong knowledge of payment systems, banking operations, and regulatory requirements.
• Strong experience in: Product lifecycle management, Project execution, Product performance monitoring, P&L and pricing analysis, Governance, risk, and compliance, Market analysis, Stakeholder management
• Product or project management certification is an advantage.

HIGHLY PREFERRED:

• Experience managing payment products such as real-time payments, card-based products, digital payments, clearing, or related financial products.
• Exposure to InstaPay, PESONet, cards, ACHs, or other payment rails/channels.
• Experience working with banks/participants, BSP, PPMI, regulators, vendors, and technology teams.
• Strong analytical background, with experience using product KPIs, transaction data, pricing, and P&L to make product decisions.
• Experience leading product enhancements, system implementations, or product launches.

Data Collection and Privacy Statement

In accordance with the Data Privacy Act of 2012, submission of your application constitutes your consent to the collection, use, processing, storage and endorsement of your personal information to clients, prospective employers or partner organizations solely for recruitment, evaluation, placement and other legitimate employment-related purposes.

All personal data obtained shall be treated with strict confidentiality and safeguarded through appropriate organizational, physical and technical security measures. Access to such information shall be limited to authorized personnel directly involved in the recruitment and client endorsement process and shall not be disclosed to unauthorized parties, except as may be required by law.

By submitting your application, you further represent that all information provided is true and accurate and authorize the retention of your application records for current and future employment opportunities, unless otherwise requested in writing.