Product Development Consultant

About the Role

As a CS Product Development, Marketing & Business Development Consultant, you will help develop and improve products, support marketing initiatives, analyze business performance, and identify new opportunities for growth.

You'll work closely with Actuarial, Sales, Legal, Underwriting, Operations, and other internal and external partners from product conception through launch and post-implementation review.

KEY RESPONSIBILITIES

Product Development

• Conduct market, industry, and competitive analysis to identify product opportunities.
• Develop new products and product bundles, including pricing and packaging strategies.
• Coordinate with Actuarial, Sales, Legal, Underwriting, and other stakeholders throughout the product development process.
• Review and recommend improvements or repackaging of existing products.
• Develop cross-marketing opportunities with affiliates, partners, and other business units.

Marketing & Market Research

• Develop marketing materials, product communications, presentations, and promotional campaigns.
• Support product launches, sales promotions, and special events.
• Conduct market studies covering the life insurance and HMO industries.
• Analyze industry, economic, legal, and market trends and translate findings into recommendations.
• Identify potential market segments and alternative distribution channels.

Business Development & Analytics

• Analyze CS business data and develop insights for management decision-making.
• Present business performance insights and recommend opportunities to improve operations.
• Support the development of business strategies and strategic partnerships.
• Work with internal and extended teams on strategic business projects.

Training & Product Support

• Develop training programs and modules based on identified skills gaps.
• Conduct training for CS employees, including product launches.
• Serve as a subject matter expert on CS products and related processes.
• Provide product support to sales channels.

MUST HAVE QUALIFICATIONS

• At least 5 years of experience independently managing or orchestrating product development activities from product conception through launch and post-implementation review.
• Strong understanding of insurance product structures, underwriting principles, pricing considerations, regulatory requirements, and product governance frameworks.
• Experience preferably covering group life, health, or employee benefits.
• Strong problem-solving and project management capabilities.
• Ability to translate market insights and business data into product solutions and strategic recommendations.
• Willing to work hybrid in Makati, with 3x RTO weekly.
• Willing to work on a dayshift schedule.
• Experience in the life insurance or HMO industry.

Good to have

• Exposure to group insurance and employee benefits.
• Experience working cross-functionally with Actuarial, Sales, Legal, Underwriting, and Operations teams.
• Experience in strategic partnerships, alternative distribution channels, or business development.
• Experience in product launches, market research, promotions, and employee training.