Role Overview
Work collaboratively within the Risk Management team to deliver data and analytics that guide risk appetite decisions for the product.
Responsibilities
- Risk appetite analytics: Provide data and insights to support risk appetite setting.
- Portfolio management: Partner with Business and Credit Operations to achieve plan targets and ensure product sustainability.
- Policy implementation: Collaborate with Credit Operations and Business teams to ensure policies are correctly implemented and applied operationally.
- Monitoring & adjustment: Deliver portfolio and segment-level analytics to monitor performance and adjust policies for optimal risk/reward balance.
- Risk reporting: Support Risk Reporting teams with data for Credit Risk and Portfolio Quality Review reports, plus ad hoc reporting.
- Compliance & ethics: Assess risks in business decisions, safeguard the firm's reputation, ensure compliance with laws and policies, and escalate issues transparently.
Qualifications
- Bachelor's degree in Mathematics, Statistics, Engineering, or related field (strongly preferred).
- Credit Risk experience: Minimum 5 years in credit risk analytics within financial services (preferred).
Requiredw Skills
- Analytical skills: Ability to interpret complex data and trends.
- Communication skills: Clear oral, written, and presentation abilities.
- Data management: Strong capability in handling and organizing data.
- Programming knowledge: Basic proficiency in
- Python, SQL, or similar languages.
- Microsoft tools: Skilled in Excel and other MS applications.
- Team collaboration: Comfortable working across groups and functions.
