Approve the day-to-day loan and trade transactions (facility set up and extension, loan drawdown and rollover, loan interest payments, loan principal repayments, loan interest repricing, guarantor/guarantee set up, etc.).
Check the accuracy and correctness of loan details against loan documents, deposit account number, authorized signatories, loan availment conditions.
Review and ensure the consistency of the Credit Line Agreement and the Credit Memorandum proposed by Corporate Banking.
Check customer credit line availability and expiry for availment, renewal, and extension transactions in the loan module. Ensure compliance with company policies, control procedures, regulatory requirements in the processing of transactions.
Review and monitor the Outstanding Loan Report and Loan Facility Maturity Report.
Check DST and EIR computations for loan drawdowns and loan rollovers.
Approve debit and credit transactions in IFX modules.
Ensure end of day balance of all Loan-GL accounts of the branch.
Supervise and perform UAT of internal/external bank systems.
Prepare gap analysis as requested/assigned by Compliance Department.
Review Covered Transaction Report CTR file prior to submission to AML Officer.
Supervises and reviews the day-to-day transactions and CTR report and PCHC in operations team.
Checks and authorize the daily transactions in Front Desk and ensures the clean desk policy.
Verifies the genuineness of authorized signature on all signed documents.
Checks account opening /E-banking for Corporate/Individual/Financial Institutions, end of day balance of all GL accounts of the branch.
Checks and handing Actimize alert (on-boarding/periodic review/SAM/Name screening/HRC/Documentary tracking alerts)
Ensure periodic reviews and screening requests are processed on a prompt and timely basis in accordance withdefined turnaround time and maintaining a high quality of the screening requests performed.
Checks and examines incoming swift messages during the day and distribute to the department concern.
Authorize the In and Out cash to/from the vault.
Handles Cash Counter of the Bank & daily update of vault register.
Performs cash count at the end of day and check inventory.
Checks and authorize all outgoing/ incoming payments and deposits in the teller area.
PCD Dollar; PCHC Peso; PHILPASS and funds transfer (MT103) to overseas bank via Swift Alliance.
Authorize the release of Money Market transactions (MT202) in IFX System and Swift Alliance.
Job Qualifications:
Must possess a Bachelor's degree in Finance, Accounting, Business Administration, Banking, Economics, or a related field
With at least 5-8 years of experience in trade finance, loan operations, deposit & remittance, or a related banking operations role
Familiarity with applicable banking regulations, Anti-Money Laundering (AML), Know Your Customer (KYC), and compliance requirements
Proficient in Microsoft Office applications and core banking or trade finance systems
Excellent attention to detail and accuracy in processing financial transactions and documentation
