Mortgage Underwriting Assistant / Credit Analyst (Canada)
About PeoplePartners
- At PeoplePartners, we're redefining what great work feels like.
- As a Great Place to Work certified company, we put people at the center of everything we do — from how we support our clients to how we grow our teams. Here, you'll collaborate with global businesses, gain international exposure, and build a career that's designed to move forward.
- It's fast, it's people-first, and it's built for those who want more than just a job.
Role Overview
- You spot what others miss.
- Anyone can review documents. Not everyone can read between the lines.
- As a Mortgage Underwriting Assistant / Credit Analyst, you play a critical role before a deal ever reaches a lender — analyzing financials, assessing risk, and helping shape stronger, smarter submissions.
- You're the one who sees the story behind the numbers — and makes sure every deal stands on solid ground.
Key Responsibilities:
- Analyze borrower income and financial documents.
- Calculate GDS/TDS ratios and assess affordability.
- Review credit reports and identify risks or red flags.
- Research lender guidelines and product options.
- Support brokers in structuring mortgage submissions.
- Ensure accuracy and completeness of financial assessments.
- Maintain organized and well-documented analysis records.
Job Requirements:
Required Qualifications (Must-Have):
- 2+ years experience in underwriting support, credit analysis, or similar.
- Experience analyzing income documents (T4s, NOAs, payslips).
- Strong understanding of debt, liabilities, and affordability calculations.
- Experience reviewing credit reports.
- Familiarity with mortgage systems or financial platforms.
- Strong analytical and problem-solving skills.
- High attention to detail and accuracy.
Preferred Qualifications (Nice-to-Have):
- Experience with Canadian mortgage processes.
- Background in AU or US mortgage or credit environments.
- Experience supporting deal structuring or broker recommendations.
- Experience working in remote or offshore teams.
Why Join PeoplePartners:
If you're ready to move beyond admin work and into a more analytical, high-impact role — this is your opportunity. At PeoplePartners, you'll gain:
- Global exposure working with international mortgage clients.
- A people-first culture that values insight and ownership.
- Clear career growth pathways into underwriting and credit roles.
- Ongoing training and development programs.
- A collaborative, supportive, and high-performing team.
- Regular employee engagement activities and events.
- A stable work-from-home setup.
- Competitive salary and benefits package.
If you enjoy analyzing, problem-solving, and strengthening deals before they're submitted — this is where your career grows next. Apply now and be the reason better decisions get made.
Work Details:
- Work Setup: Remote (Work from Home).
- Schedule: Monday to Friday ; Night-shift.
- Employment Type: Full-time.
- Client: Canadian-based mortgage business.
Company Benefits:
- Permanent Work-from-home setup
- Company-provided equipment
- Secondary Wi-Fi Modem
- 21 Leave Credits Annually - Leave benefits begin on Day 1.
- 100% conversion of UNUSED leave credits
- HMO on Day 1
- 13th Month Pay
- Monthly Gift Voucher
- Milestone Tokens (Birthday/Anniversary/Christmas).
- A Life Beyond the Screen #WorkLifeBalance.
- Active employee engagements physically such as Christmas Party & Team Building, and virtual events such as town-hall with prizes.
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