Mortgage Closing Coordinator

Mortgage Closing Coordinator (US Loans)

Location: Onsite (Alabang)

Employment Type: Full‑Time

Shift: US Hours

Job Overview

We are looking for an experienced Mortgage Closing Coordinator to handle US Government Retail refinance loans from Clear‑to‑Close through funding. The role requires strong attention to detail, solid knowledge of FHA, Conventional, and VA loan closings, and the ability to manage high‑volume closing packages while ensuring compliance with TRID and investor guidelines.

Key Responsibilities

Manage Government Retail refinance loan closings (FHA, Conventional, and VA).

Review and validate closing‑related documents for accuracy, including:

Appraisal, Hazard Insurance, Taxes, Vesting, Title, Payoffs

VOE, VOM, Bank Statements, Loan Estimate, and other required documents

Coordinate with the Processing team to request corrections or updates as needed.

Prepare and disclose Initial and Final Closing Disclosures (CD) via mailbox, e‑sign, and Docutech in compliance with TRID requirements.

Validate escrows, payoff statements, and escrow shortages prior to underwriter final approval.

Update loan data in the client system and release closing instructions and closing packages to Title Companies.

Review draft Closing Disclosures provided by Title Companies and reconcile settlement fees.

Prepare:

Promissory Note and Mortgage Statements

HUD Settlement Statements and full closing packages

Calculate aggregate escrow, lender credits, and tolerance cures (0% and 10%) and submit updates for final underwriting approval.

Coordinate closing date, time, and location with schedulers, title companies, and other stakeholders.

Handle a production volume of 10–12 closing packages per day.

Perform quality checks and audits of loan files to ensure accuracy and compliance.

Mentor and support new team members in closing processes and best practices.

Qualifications:

Must be a Filipino citizen and eligible to work in the Philippines.

Proven experience as a Mortgage Closing Coordinator / Mortgage Closer / Closing Specialist

Strong working knowledge of:

FHA, Conventional, and VA loans

TRID / RESPA regulations

Closing Disclosures, HUD/CD review, tolerance cures

Experience coordinating with title companies and internal underwriting teams

High attention to detail and ability to manage multiple deadlines

Comfortable working in a fast‑paced, high‑volume environment

Experience mentoring or guiding junior staff is a plus