Drive Loan Excellence in a Fast-Growing U.S. Mortgage and Financial Services Company
Behind every successful mortgage approval is a well-organized process that keeps applications moving with speed and accuracy. The Loan Officer Assistant plays a critical role in delivering this experience by coordinating documentation, compliance, and loan preparation that support faster approvals and exceptional customer service. Build a long-term global career with Emapta while working alongside an industry-leading financial services organization that values operational excellence, innovation, and top 1% talent.
Snapshot
- Employment Type: Full-time
- Work Setup: Permanent Work From Home
- Shift: Night Shift, Weekends Off
Benefits
- Day 1 HMO coverage with free dependent
- Competitive Salary Package
- Night differential pay to maximize your earnings
- Fixed weekends off
- Permanent WFH arrangement
- Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
- Unlimited upskilling through Emapta Academy courses (Want to know more Visit: https://emapta.com/training-calendar/)
- Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
- Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more!)
- Unlimited opportunities for employee referral incentives across the organization
- Standard government and Emapta benefits
- Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
- Fun engagement activities for employees
- Mentorship and exposure to global leaders and teams
- Career growth opportunities
- Diverse and supportive work environment
Qualifications
Required
- At least 2 years of experience in mortgage loan origination, loan processing, loan opening, or a Loan Officer Assistant role
- Experience working with Loan Origination Systems (LOS)
- Knowledge of conventional, FHA, VA, and USDA loan documentation
- Understanding of mortgage disclosures and compliance requirements
- Strong organizational and multitasking skills
- Excellent written and verbal communication skills
- High attention to detail and exceptional accuracy
- Ability to work independently while managing multiple active loan files
Preferred
- Experience using Blend
- Experience using Automated Underwriting Systems (DU/LP)
- Knowledge of FNMA/FHLMC underwriting documentation
- Experience supporting high-volume Loan Officers
Technical Skills
- Utilize Loan Origination Systems (Encompass, Blend, or similar)
- Use Microsoft Office Suite
- Manage documents using Document Management Systems
- Interpret mortgage compliance documentation
- Operate Automated Underwriting Systems (AUS)
Core Competencies
- Demonstrate attention to detail
- Manage time effectively
- Organize and prioritize tasks
- Deliver excellent customer service
- Solve problems proactively
- Communicate clearly and professionally
- Follow established processes with discipline
- Maintain confidentiality
- Collaborate effectively with cross-functional teams
Responsibilities
Pre-Approval Support
- Prepare TBD (To Be Determined) approval disclosures
- Send Loan Estimates (LEs) through Blend or the designated Loan Origination System (LOS)
- Run Automated Underwriting System (AUS) findings
- Review and organize borrower documentation
- Prepare files for submission to Pre-Approval Underwriting
- Ensure all required pre-approval documentation has been collected
Loan File Setup
- Create and organize new loan files within the Loan Origination System (LOS)
- Complete loan setup notes, including 1003 URLA documentation
- Rename and organize electronic documents according to company standards
- Review files to identify missing documentation
- Pull property profiles and tax records
- Maintain complete and accurate loan documentation throughout the process
Order Third-Party Services
- Process Employment Verifications (VOE/WVOE)
- Obtain Evidence of Insurance (EOI)
- Request Replacement Cost Estimates (RCE)
- Collect homeowners insurance information
- Secure HOA certificates
- Request mortgage payoff statements
- Obtain Verification of Mortgage (VOM)
- Obtain Verification of Rent (VOR)
- Order credit supplements
- Coordinate collection payoffs
- Request IRS tax transcripts
- Order flood certifications
- Complete property data verification
Pre-Processing and Loan Scrub
- Review loan files for completeness and accuracy
- Complete internal file contact information
- Request title work
- Perform an initial loan scrub prior to processing
- Document loan notes and processing comments
- Rename and organize loan documents
- Prepare files for Initial Disclosure packages
- Verify USPS address information
- Identify missing conditions before processor review
Success Metrics
- Open loan files accurately and on time
- Complete third-party orders within SLA requirements
- Maintain minimal documentation deficiencies
- Achieve fast turnaround from application to underwriting
- Deliver high Loan Officer satisfaction
- Maintain low error and rework rates
- Ensure compliance with investor and regulatory requirements
About the Client
Our client is one of the fastest-growing mortgage lending organizations in the United States, recognized for delivering a streamlined, technology-driven lending experience backed by exceptional customer service. Serving borrowers nationwide, the company offers an extensive portfolio of home financing solutions while maintaining a reputation for operational excellence, innovation, and speed. Its continued nationwide expansion, commitment to process improvement, and investment in people make it a trusted industry leader and an outstanding environment for long-term career growth.
Join the Top 1% Talent. A better career. A better life.
Welcome to Emapta Philippines: home to professionals who choose growth, balance, and impact. Recognized as one of HR Asia's Best Companies to Work For in Asia 2025 and winner of Inspiring Workplaces Australasia 2026, Emapta offers more than opportunities -- it provides a career environment where people thrive. Collaborate with global teams, build meaningful expertise, and grow in a culture that prioritizes both performance and well-being.
Apply now and experience the difference!
