Loan Officer

3-5 Years

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Early Applicant

Job Description

Qualifications

Bachelors Degree on Business Administration, Finance, Banking and Finance, Real Estate Management, or any related course
At least three to five (3-5) years of relevant work experience in real estate accounts management, credit evaluation or housing loan processing.
With proven experience in sales pre-evaluation, credit assessment, contract preparation, and buyer documentation processing.
Familiar with home loan processes, buyer qualification, and bank financing procedures.
With experience in facilitating seminars or buyer orientation related to real estate purchase processes.

Responsibilities

Sales Pre-Evaluation
Conduct credit interview with prospective buyers
Evaluate financial capacity and eligibility for property purchase or financing.
Document findings and provide recommendations on buyer qualification.
Contract Preparation and Documentation
Prepare and encode buyer information into:
Contract to Sell
Deed of Absolute Sale
Other purchase and loan documents
Facilitate contract signing and explain contractual provisions to buyers
Coordinate proper notarization and safekeeping of legal documents
Home Loan Seminar Facilitation
Schedule and conduct home loan orientation seminars
Educate buyers regarding:
Loan processes
Payment obligations
Penalties and account cancellation policies
Documentary Compliance Monitoring
Issue notices and coordinate with buyers regarding documentary completion
Conduct follow-ups and field visits when necessary
Update documentary status in the Accounts Database
Account Monitoring
Coordinate with Marketing and Sales regarding documentary compliance status
Implement proper account cancellation procedures when required
Validate documentation for commission processing eligibility
Records and Database Management
Maintain and monitor the Accounts Database
Ensure proper document safekeeping and compliance with data privacy regulations.
Reporting and Analysis
Prepare periodic reports and operational documentation
Financial Administration
Process operational cash advances and ensure proper liquidation
Performs other duties as assigned by the immediate supervisor