Job Description
Qualifications: Degree Holder in Financial Management or related
2 years experience, knows online and face to face to handle the job
Can drive is advantage, can start asap and knows digital payment, online banking and more
A loan officer acts as the intermediary between borrowers and financial institutions, facilitating the lending process for mortgages, personal, or commercial loans. They evaluate creditworthiness, guide clients through loan options, prepare necessary documentation, and ensure compliance with regulations to approve or recommend loans.
Key Responsibilities
Customer Consultation: Meet with applicants to determine borrowing needs, explain loan types/terms, and collect financial documents.
Financial Analysis: Evaluate credit scores, income, assets, and debts to determine creditworthiness and risk.
Application Processing: Prepare, review, and submit accurate loan files, ensuring compliance with state/federal regulations.
Approval & Closing: Recommend approvals or denials, communicate decisions to clients, and coordinate with underwriters and loan processors to close loans.
Business Development: Generate new business by cultivating relationships with clients, real estate agents, and builders
