Junior Parabroker

Turn End-to-End Mortgage Expertise Into a Global Parabroking Career

You already know how to process a mortgage file. Now take full ownership of what happens next. As a Junior Parabroker, you'll assess income, calculate borrowing capacity, interpret lender policies, complete servicing assessments, and independently drive applications from submission through settlement. Build deeper expertise across Australian residential lending while developing a long-term global career with Emapta-recognized by HR Asia and Inspiring Workplaces-with permanent WFH, Day 1 HMO, international exposure, continuous development, and a Top 1% experience for exceptional talent.

Snapshot

• Employment Type: Full-time
• Work Setup: Permanent Work From Home
• Shift: Day Shift, 6:00 AM-3:00 PM PHT, Weekends Off
• Salary: PHP 30,000 - PHP 40,000

Benefits

• Day 1 HMO coverage with free dependent
• Competitive Salary Package
• Day Shift schedule
• Fixed weekends off
• Permanent WFH arrangement
• Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
• Unlimited upskilling through Emapta Academy courses (Want to know more Visit: https://emapta.com/training-calendar/)
• Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
• Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more!)
• Unlimited opportunities for employee referral incentives across the organization
• Standard government and Emapta benefits
• Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
• Fun engagement activities for employees
• Mentorship and exposure to global leaders and teams
• Career growth opportunities
• Diverse and supportive work environment

Qualifications

• 2-5 years of hands-on Australian Parabroking, end-to-end mortgage processing, or senior loan processing experience
• Proven end-to-end experience managing Australian residential mortgage applications from pre-assessment and submission through approval and settlement
• Strong knowledge of Australian lender policies, NCCP compliance, credit assessment requirements, and servicing standards
• Hands-on experience with income assessment, borrowing capacity calculations, and servicing calculators
• Proven ability to assess income for PAYG, casual, contractor, self-employed, trust, and company applicants
• Experience processing owner-occupied, investment, refinancing, equity release, and construction loans
• Strong experience reviewing payslips, bank statements, tax returns, credit reports, and other supporting financial documents
• Proven ability to independently manage mortgage files, including document verification, lender follow-ups, valuation management, repricing, loan submissions, and settlement coordination
• Experience coordinating with brokers, lenders, clients, solicitors/conveyancers, and valuers throughout the loan process
• Proficiency with Australian mortgage platforms, including ApplyOnline (AOL), Infinity/MyCRM, Mercury Nexus, and DocuSign
• Exposure to Broker Engine, AFG Flex, LoanApp, Salestrekker, FileInvite, lender portals, or similar platforms is highly advantageous
• Strong attention to detail, analytical ability, and communication skills, with the confidence to manage files and resolve issues independently

Responsibilities

• Manage end-to-end Australian residential and investment mortgage loan applications from submission through settlement
• Review client documents, identify outstanding requirements, and verify income and borrowing capacity for PAYG, casual, self-employed, trust, company, and SMSF applicants
• Prepare lender applications, submission notes, and compliance documentation while ensuring aggregator and lender requirements are met
• Liaise with clients, brokers, lenders, solicitors, builders, valuers, and other stakeholders throughout the loan process
• Monitor lender requirements, valuations, loan approvals, and construction progress payments to ensure timely settlements and SLA compliance
• Maintain accurate loan records in Infinity, MyCRM, or equivalent CRM systems
• Proactively manage multiple loan applications with minimal supervision

About the Client

Our client is a rapidly growing Australian financial services firm specializing in mortgage broking and property investment solutions. With a strong reputation for delivering tailored lending strategies, the company helps individuals and investors navigate complex property financing decisions with confidence. Combining deep industry expertise, personalized service, and a client-first approach, the organization continues to expand its market presence while supporting long-term wealth creation and successful property ownership outcomes across Australia.

Join the Top 1% Talent. A better career. A better life.

At Emapta Philippines, careers are built with intention. Work with global clients, gain exposure to world-class standards, and grow in an environment designed for long-term success. Recognized as one of HR Asia's Best Companies to Work For in Asia 2025 and winner of Inspiring Workplaces Australasia 2026, Emapta stands among the region's most respected employers, committed to empowering talent through stability, opportunity, and continuous development.

Step into a career that moves with you. Apply today!