The SBC Credit Pre-Evaluation and Fraud Unit Head is primarily responsible in supervising Small Business Loan applications and renewal of credit lines in areas involving prescreening, office file checking or internal checking, telephone verifications (residence, business /employment verification, trade references verification) to ensure these tasks are completed within the agreed turnaround time. Manage the handling of investigation of endorsed suspected fraudulent loan applications based on the agreed Turn-Around Time (TAT), identify weakness/es in Credit Underwriting processes and provides recommendation in strengthening internal controls, and to conduct fraud awareness training to prevent, if not, minimize losses due to fraud.
Responsibilities
- Supervise the pre-evaluation process of Small Business Loan applications and renewal of credit lines.
- Coordinate and collaborate with stakeholders to improve work processes in conducting pre-evaluation of loan applications and renewal of credit lines.
- Ensure that required productivity of Credit Analysts is met in processing Small Business loan applications and renewal of credit lines.
- Recommend process improvements and/or process re-engineering to optimize productivity and meet faster turn-around time.
- Ensures resolution of all endorsed fraud cases within the agreed Turn-Around Time (TAT).
- Provides recommendation in strengthening internal fraud controls.
- Conducts fraud awareness training to protect the bank from incurring losses due to fraud.
- Assists in conducting field credit investigation & skip tracing of collections.
- Others that may be assigned from time to time.
Qualifications
- Bachelor's Degree or Master's Degree in Finance, Economics or other business-related courses preferred but not required
- at least 5 years in the field of credit and Fraud Investigation, with Unit supervision background
