Company Description OwnBank is a digital-first bank in the Philippines, committed to empowering communities through inclusive and accessible financial services. The bank combines a strong banking legacy with modern digital capabilities to reach underserved individuals and businesses. OwnBank focuses on smart, simple, and secure banking experiences that bridge traditional and digital finance. By prioritizing trust, security, and ease of use, OwnBank helps more Filipinos bank with confidence and participate in the formal financial system.
Role Description The Head of Risk Department is a full-time, on-site role based in Calabarzon, Philippines. This role leads the design, implementation, and oversight of the bank's enterprise risk management framework, covering market, credit, operational, and liquidity risks. Day-to-day responsibilities include monitoring risk exposures, analyzing emerging risks, reviewing risk reports, and recommending mitigation strategies to senior leadership. The Head of Risk Department collaborates with business units to align risk appetite with growth objectives, ensures adherence to regulatory requirements, and supports internal and external audits. The role also involves developing risk policies, coaching and mentoring risk team members, and promoting a strong risk-aware culture across the organization.
Qualifications
- Candidates should possess strong expertise in Market Risk and Finance, including risk measurement, portfolio analysis, and financial modeling.
- Candidates should possess skills in Enterprise Risk Management, with experience designing and maintaining comprehensive risk frameworks and policies.
- Candidates should possess advanced Analytical Skills, including the ability to interpret complex data, identify trends, and present clear recommendations.
- Candidates should possess deep knowledge of Regulatory Compliance, particularly banking regulations and risk-related guidelines in the Philippines.
- Relevant qualifications include a bachelor's degree in finance, economics, accounting, or a related field; a master's degree or professional certifications (e.g., FRM, PRM, CFA) are advantageous.
- Demonstrated experience in a senior risk management role within banking or financial services, with proven leadership and people management capabilities.
- Strong communication and stakeholder management skills, with the ability to work cross-functionally and influence decision-making at the executive level.
- High ethical standards, sound judgment, and a commitment to fostering a robust risk and compliance culture.
