The position within Cebuana Lhuillier Rural Bank is primarily responsible for setting and implementing strategies to build new BANK products and enhance digital channels and other connections (mobile app, cash agent, CIB, ATM and POS, etc.). The position is also responsible for monitoring the profit and loss of these digital systems, managing the risks, and ensuring compliance with regulations and controls in adherence to security protocols.
Requirements:
- Formulates and enforces policies, systems, and procedures to deliver new and enhanced products that cater to the needs of the clients and aligned with management's direction.
- Experience within the banking, lending, financial institutions, highly preferred
- Leads the creation and implementation of best practices, strategies, and improved processes
- to keep up with the increasing requirements of the business.
- Spearheads the innovation, enhancement, and management of digital products offered by a bank.
- Formulates the planning and project development for improvements of digital products and services.
- Manages the new project and its business requirements as to specifications and design.
- Communicates with bank units and other stakeholders to plan and execute the project within scope, timeline, and approved budget.
- Identifies and addresses project risks
- Develops and implements a comprehensive multichannel strategy that aligns with the bank's overall business goals.
- Initiates bank's digital transformation initiatives and identify opportunities for optimization of digital channels such as online banking, mobile banking, and digital wallets.
- Promotes adherence to regulatory requirements related to banking channels and ensure compliance with security to protect customer information and prevent fraud.
Qualifications:
- Graduate of any four-year course preferablyComputer, Engineering or Math-related
- At least eight-ten (8-10) years of work experience in digital services and product development
