Fraud risk officer

The Fraud Senior Officer is responsible for the development, implementation, and, to some extent, execution of the organization's Fraud Risk Management Program, with a primary focus on fraud prevention and detection across products, channels, and operations.

The role involves conducting fraud investigations, analyzing fraud trends, and proactively identifying, assessing, and mitigating emerging fraud risks. The Fraud Senior Officer also ensures compliance with applicable regulatory requirements, industry standards, and internal policies by monitoring the effectiveness of fraud controls and facilitating the timely resolution of fraud-related incidents.

In addition, the Fraud Senior Officer collaborates closely with internal stakeholders and coordinates with regulators, financial institutions, and law enforcement agencies to strengthen fraud governance, enhance organizational risk awareness, and safeguard the organization's assets and reputation in alignment with strategic and regulatory objectives.

• Bachelor's degree in Accountancy, Criminology, Business Administration, Information Technology, or a related field.
• At least 5 years of experience in fraud prevention, detection, investigation, and analysis within a financial institution, fintech, payments organization, or related industry.
• Preferably holds at least one recognized professional certification in risk management, compliance, cybersecurity, or audit. Certifications are preferred but not required, such as:
• Certified Risk Manager (CRM)
• Certified in Risk and Information Systems Control (CRISC)
• Certified Risk Analyst (CRA)
• Certified Fraud Examiner (CFE)
• Strong knowledge of the payments ecosystem, including settlement processes, emerging fraud risk trends, regulatory requirements, and relevant industry standards.