INVESTMENT DIRECTOR
Southeast Asia (preference for Singapore)
Full-Time
(reporting to the Managing Director, Head of Fintech Investments)
ABOUT LENDABLE
Lendable connects emerging and frontier market companies with international and local investors so that they can in turn provide financial and sustainability services to those who need it the most: underbanked consumers and SMEs and MMEs in high-impact sectors. We have built the technical and financial infrastructure to increase access to credit in emerging and frontier markets, including a proprietary database of over 208m loans across 28 countries. To date, we have helped more than 6.2m people get access to fair finance and deployed over $682m of capital to companies across Africa, Asia, and Latin America. As we continue to grow, we are excited to announce the launch of a new fund that will provide sustainability-linked debt to fast-growing SMEs and MMEs across key sectors in emerging markets, focusing on the most impactful categories and highest-emitting industries.
We are based across Africa, Asia, Europe, North and South America, with major hubs in London and Nairobi. Our diverse team consists of investment professionals, data scientists, technologists, and people who care about supporting each other and our clients. We are passionate about creating a more equitable and sustainable world through data and finance. Come help us continue to grow!
ABOUT THE ROLE
We are looking for an individual to join Lendable's investment team to provide senior level leadership as we continue to scale our portfolio in Asia. You are a seasoned private credit investor in Southeast Asia with a track record of closing high-quality transactions. You must be passionate about fintech, private credit, and financial inclusion.
Responsibilities:
- Oversee business development activities, maintaining accountability for developing and executing a pipeline of high quality transaction targets. Lead prioritization of deal flow and provide hands-on engagement in the winning of target transactions.
- Manage regional fintech investment team members. Assign responsibilities and coverage areas, oversee deal execution across the regional team, and provide ongoing feedback to support career development.
- Maintain accountability for achieving regional deal closing and deployment goals.
- Lead execution of transactions. Directly engage in transaction due diligence, structuring, development and presentation of investment committee materials, commercial oversight of legal documents, closing, and disbursing of transactions. Identify and provide guidance on risks, mitigants, and risk/reward trade-offs. Must have a willingness to engage with the details of a transaction.
- Work with urgency in moving transactions through a high-quality, high-touch deal execution process
Experience:
- Minimum 10 years of experience in finance
- 5+ years working in private credit or structured debt
- Strong experience and existing professional network across Southeast Asia
- Experience with asset backed financing in emerging markets
- Professional experience in fintech, at an operating company or as an investor preferred but not required
Competencies:
- Transaction execution
- Demonstrated track record of owning and closing multiple structured credit transactions
- Detail oriented project manager who can drive accountability while overseeing a multi-stakeholder transaction process
- Experience in providing mentorship and coaching to team members
- Technical capability
- Fundamental credit analysis experience
- Strong demonstrated judgment in identifying the most important risk factors in a transaction, assessing structural mitigants, and making recommendations to internal stakeholders
- Ability to understand fintech financial models and business plans
- Advanced experience in the structuring of credit transactions and identifying appropriate security packages. Preference for experience with both on- and off-balance sheet and multi-jurisdictional transaction structures
- Experience with the commercial side of legal documentation and history of partnering with internal and external legal counsel in the negotiation, documentation, and closing process
- Client orientation:
- Sales-oriented mindset and ability to manage conversations with C-suite counterparties
- Cares deeply about client experience and treats clients as partners
- Balances the risk and commercial sides of client relationship management
- Communicates clearly with clients, ensures alignment on deal terms and anticipates clients needs
Applied Values:
- Judgment
- Distills signal from noise to make decisions and escalate, when required whilst proposing solutions
- Anticipates internal and external questions and concerns, and preemptively provides detailed analysis on key risks and mitigating factors
- Rigorous Communication
- Responsive, collaborative, and thrives on direct communication
- Communicates with stakeholders immediately and directly
- Remains calm and manages stressful deal experiences with a steady hand
- Team Player
- Has a collaborative, supportive and team-focused approach
- Works with urgency but acts with diplomacy
- Puts ego aside and gets involved in every aspect of the investment process
- Open to learning and adapting to Lendable's values and investment approach
- Being Demanding
- Solutions-oriented self-starter, can move deals forward despite roadblocks or transaction complexity
- Respectfully challenges colleagues to help Lendable improve as a firm
- Maintains relationships of mutual respect with clients, so that both sides can be demanding of each other, when needed
Persons of all gender, race, sex, orientation, age, and identity are encouraged to apply. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
