We are hiring a Financial Underwriter to support a Canada-based financial services team. This is a hands-on, analytical role focused on reviewing loan applications, assessing borrower risk and creditworthiness, and supporting the structuring of high-value financing transactions. You will work closely with an international team to ensure efficient loan processing and sound credit decisions.
Key Responsibilities
- Review and underwrite loan applications, financing requests, and credit files
- Assess borrower risk, creditworthiness, and financial strength using financial statements, tax documents, and credit data
- Prepare clear credit summaries, underwriting memos, and loan recommendations
- Review documentation for accuracy, completeness, and compliance with internal policies
- Support structuring of loan terms, pricing, and risk mitigation strategies
- Evaluate collateral, including asset-based and insurance-related assets where applicable
- Coordinate with advisors, brokers, and internal stakeholders
- Ensure compliance with applicable lending standards and regulations
- Maintain organized records and track loan pipeline and approvals
- Assist in portfolio monitoring and identify potential risk exposure
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or a related field
- At least 3 years of experience in financial underwriting, credit analysis, or loan processing
- Strong ability to analyze financial statements, credit profiles, and lending structures
- High financial literacy with sound credit judgment
- Excellent attention to detail and analytical thinking
- Strong English communication skills, both written and verbal
- Reliable remote work setup and availability to overlap with Eastern Time business hours
Preferred Qualifications
- Experience in mortgage underwriting, private lending, or asset-based lending
- Exposure to structured finance or insurance-backed lending
- Familiarity with high-net-worth clients or complex financing structures
- Experience working with international clients
- Professional certifications such as CPA or CFA
