About Own Bank:
Carrying on over 60 years of trust and innovation (originally established as the Rural Bank of Cavite City), Own Bank is a fast-growing digitalized bank in the Philippines regulated by the Bangko Sentral ng Pilipinas (BSP). We combine the stability of traditional banking with cutting-edge fintech innovation to offer seamless, secure, and accessible financial services. As part of our dynamic team, you will help shape the future of digital finance in the Philippines—building smart, data-driven solutions that empower millions of Filipinos to manage and grow their wealth.
Financial Planning and Analysis Officer (Management Information Systems Officer)
Job Summary:
The Financial Planning and Analysis Officer (Management Information Systems Officer) owns the end-to-end production of Finance MIS and management reporting—ensuring accurate, timely, and consistent dashboards, KPI packs, and performance analytics used by Management, ALCO, and the Board. Bridges Finance data (GL/sub-ledger) with operational data to produce actionable insights and controlled, audit-ready reports.
Key Responsibilities:
- Reporting & Analytics: Produce daily, weekly, and monthly Finance MIS packs (management dashboards, KPI scorecards, trend analysis, variance explanations).
- Data Consolidation: Consolidate data from multiple sources, including the General Ledger (GL), core banking sub-ledgers, reconciliation outputs, InstaPay/PesoNet reports, Mastercard reports, deposit/loan systems, and other operational systems.
- Portfolio & Metric Maintenance: Maintain and improve key reporting sets such as:
- Liquidity and cash position summaries
- Deposit and loan portfolio MIS (growth, mix, concentration, aging)
- Fee and transaction volume dashboards (InstaPay/PesoNet, cards, gateways)
- Reconciliation and exception MIS (break aging, clearance SLAs, recurring root causes)
- Regulatory/management KPIs (e.g., CAR, LCR/MLR/NSFR, LDR, NPL)
- Data Quality & Governance: Perform data quality controls, including reconciliations between MIS outputs and source systems; maintain audit trails, version control, and documented assumptions.
- Standardization: Build standardized templates and definitions (single source of truth), including metric dictionaries, report logic, mapping tables, and data lineage notes.
- Month-End Support: Support month-end close by providing MIS schedules, variance packs, and movement analyses (actual vs. budget/forecast).
- Cross-Functional Coordination: Coordinate with Finance, Treasury, Risk, and Operations for narrative commentary and drivers behind movements (e.g., spikes in transaction volumes, recon breaks, deposit inflows/outflows).
- Automation: Automate and streamline reporting processes (using Power Query/Excel automation, Sheets scripts, SQL/BI tools where available).
- Ad Hoc Analysis: Prepare ad hoc analyses requested by Management (pricing, profitability, product performance, operational loss drivers, partner performance).
- Other Duties: Performs other duties as assigned.
Deliverables:
- Daily cash/settlement dashboards and exception summaries
- Weekly management performance pack
- Monthly Board/ALCO-ready MIS pack with commentary
- Metric dictionary + report SOPs (documentation and controls)
Controls & Governance:
- Enforces maker-checker review where required (draft vs. final packs).
- Maintains evidence folders and retention standards for audit/regulatory exams.
- Ensures confidentiality and controlled access to Finance MIS data.
Qualifications:
- Education: Bachelor's degree in Accountancy, Finance, Management Accounting, Economics, Statistics, or related field.
- Experience: 2–5 years of experience in MIS reporting, FP&A, finance reporting, banking analytics, or BI roles (bank/fintech preferred).
- Technical Skills: Strong Excel skills (pivots, power functions; Power Query preferred).
- Domain Knowledge: Working knowledge of financial statements, GL/sub-ledger concepts, and banking KPIs.
Preferred Skills:
- Experience with BI tools (Power BI, Tableau, Looker) and/or SQL.
- Experience producing ALCO/Board packs or regulatory KPI dashboards.
- Familiarity with payments data (InstaPay/PesoNet), cards reporting, and reconciliation outputs.
Core Competencies:
- Detail-Oriented: High attention to detail and strong control mindset.
- Analytical Storytelling: Ability to translate complex numbers into actionable narrative.
- Stakeholder Management: Excellent stakeholder management and deadline discipline.
- Process Improvement: Continuous improvement and automation mindset.
