Financial Analyst

Company Description

AltPayNet is a PCI DSS-certified, Software-as-a-Service (SaaS) company specializing in innovative global payment solutions since its founding in 2015. Recognized as a Principal Member Acquirer of Diners Club International, Discover Global Network, and UnionPay International, AltPayNet has expanded internationally and now operates offices in Hong Kong, the Philippines, Malta, Malaysia, the USA, and Australia. The company offers a diverse range of services, including payment gateway technologies, cybersecurity solutions, fraud and risk management, remittance solutions, and mobile banking. With international accreditations and strategic partnerships, AltPayNet supports clients in North America, Europe, the Middle East, and Asia-Pacific regions in achieving seamless global business expansion.

Role Description

This is a full-time, on-site role for a Financial Analyst based in Makati. The Financial Analyst will be responsible for conducting in-depth financial analysis, managing financial forecasts and budgets, preparing financial statements, and delivering detailed financial reports to support decision-making. The role will involve close collaboration with the finance team to ensure compliance with regulatory standards and align financial strategies with organizational goals. Strong analytical skills will be vital in identifying business opportunities, mitigating financial risks, and supporting company growth initiatives.

A. Financial Planning & Analysis

• Maintain and enhance rolling forecasts including P&L, balance sheet, cash flow.

• Develop and update financial models covering revenue, cost, margin drivers, and business performance indicators.

• Perform scenario and sensitivity analysis (best/base/downside) to assess business impact and risks.

• Analyze revenue streams, cost structures, and profitability across products.

• Monitor financial performance against budgets, targets and KPIs.

• Identify financial risks and opportunities and recommend corrective actions. 

B. Budgeting & Annual Planning

• Support the annual budgeting process in coordination with the department heads

• Consolidate departmental budgets into company-wide financial plans.

• Prepare budget presentations and supporting schedules for management approval.

C. Performance Monitoring & Variance Analysis

• Produce monthly management reports: Actual vs Budget, Actual vs Forecast, KPI dashboards (financial and operational metrics)

• Analyze variances and clearly explain drivers for the variances

• Identify cost overruns, margin gaps, revenue variances, and emerging financial risks.

• Provide actionable recommendations to improve financial performance.

D. Cash Flow, Liquidity & Working Capital

• Monitor cash inflows and outflows against forecasts.

• Support cash flow planning and liquidity analysis.

• Analyze timing of collections, vendor payments, revenue sharing, operating costs, and financing obligations.

• Identify potential cash flow gaps and recommend mitigation strategies.

E. Management Reporting & Insights

• Prepare executive-level financial summaries, dashboards, and presentations.

• Support business case development including ROI analysis, break-even analysis, payback periods, and capital expenditure justification.

• Provide financial insights to support new product initiatives, pricing strategies, and operational improvements.

• Develop standardized reporting templates for finance and business teams.

F. General

• Perform other tasks and duties upon the discretion of the management. 

Qualifications

• Bachelor's degree in Accountancy, Financial Management, Finance, or related field.
• ·CPA, MBA, or equivalent certification is an advantage but not required.
• Expertise in Financial Planning and Financial Reporting
• Demonstrated Analytical Skills and the ability to interpret complex financial data
• Experience in preparing and analyzing Financial Statements and reports
• Comprehensive knowledge of Finance principles and concepts
• Proficiency in financial modeling and tools such as Excel or other financial software
• Strong organizational and time-management skills with attention to detail